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      <title><![CDATA[Credit Card Churning: An Advanced Strategy Guide]]></title>
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      <description><![CDATA[Learn the advanced strategy of earning multiple sign-up bonuses — including the risks, rules, and whether it's right for you.]]></description>
      <pubDate>Mon, 08 Jun 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Travel Cards vs Cash Back: Which Is Right for You?]]></title>
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      <description><![CDATA[A side-by-side comparison of travel rewards and cash back cards to help you decide which type suits your lifestyle.]]></description>
      <pubDate>Wed, 20 May 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[How to Use Credit Card Points for Maximum Value]]></title>
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      <description><![CDATA[Points and miles are only as valuable as your redemption. Learn how to get 2–3 cents per point instead of the typical 1 cent.]]></description>
      <pubDate>Fri, 01 May 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards with No Foreign Transaction Fees]]></title>
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      <description><![CDATA[Avoid the 1–3% surcharge on international purchases. These cards are essential for travelers, online shoppers, and anyone buying from overseas merchants.]]></description>
      <pubDate>Wed, 15 Apr 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Credit Score Guide for Beginners]]></title>
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      <description><![CDATA[Everything you need to know about credit scores: what they are, how they're calculated, and how to improve yours.]]></description>
      <pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Amex Gold vs. Chase Sapphire Preferred: The Ultimate Comparison]]></title>
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      <description><![CDATA[Both cards cost around $95–$250 and earn top rewards. We compare earning rates, transfer partners, credits, and real-world value for different spenders.]]></description>
      <pubDate>Wed, 01 Apr 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[How to Maximize Credit Card Rewards: The 2026 Playbook]]></title>
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      <description><![CDATA[From category optimization to transfer partner sweet spots — advanced strategies to squeeze maximum value from every dollar you spend.]]></description>
      <pubDate>Wed, 25 Mar 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[Best Luxury Credit Cards for 2026: Is the Prestige Worth It?]]></title>
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      <description><![CDATA[Amex Platinum, Centurion, Chase Reserve, Capital One Venture X — do ultra-premium cards justify their $400-$5,000 annual fees?]]></description>
      <pubDate>Fri, 20 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Groceries in 2026]]></title>
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      <description><![CDATA[Earn 3–6% back at supermarkets with the right card. We rank every major card by grocery earning rate, caps, and overall value.]]></description>
      <pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Online Shopping & Amazon in 2026]]></title>
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      <description><![CDATA[Maximize rewards on every online purchase — from Amazon to everyday e-commerce. These cards earn the most on online retail spending.]]></description>
      <pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Airline Credit Cards of 2026]]></title>
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      <description><![CDATA[Free checked bags, companion tickets, and bonus miles — here are the top co-branded airline cards for every major US carrier.]]></description>
      <pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Hotel Credit Cards of 2026]]></title>
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      <description><![CDATA[From Marriott and Hilton to Hyatt and IHG — the top hotel cards for free nights, elite status, and maximizing your stays.]]></description>
      <pubDate>Tue, 10 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[How to Maximize Cash Back Rewards]]></title>
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      <description><![CDATA[Strategies for earning the most cash back on your everyday spending, from category stacking to card pairing.]]></description>
      <pubDate>Thu, 05 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Subscriptions & Streaming in 2026]]></title>
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      <description><![CDATA[Netflix, Spotify, gym memberships, cloud storage — subscription spending adds up fast. These cards earn 3-5% on recurring bills.]]></description>
      <pubDate>Thu, 05 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Gas in 2026]]></title>
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      <description><![CDATA[Fuel up your rewards: the top credit cards that earn the most cash back and points at gas stations, including flat-rate and rotating category options.]]></description>
      <pubDate>Sun, 01 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Paying Rent in 2026]]></title>
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      <description><![CDATA[Earn points on your biggest monthly expense. These cards make paying rent with a credit card actually worth it — even with processing fees.]]></description>
      <pubDate>Sun, 01 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Secured Credit Cards to Build Credit in 2026]]></title>
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      <description><![CDATA[Secured cards are the most reliable way to build or rebuild credit. These are the ones worth having — and the ones to avoid.]]></description>
      <pubDate>Wed, 25 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Dining Out in 2026]]></title>
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      <description><![CDATA[Maximize rewards on restaurants, takeout, and food delivery with cards earning up to 4x points or 4% cashback on every meal.]]></description>
      <pubDate>Fri, 20 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Small Business Owners in 2026]]></title>
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      <description><![CDATA[From sole proprietors to LLCs: the top business cards for cashback, travel rewards, expense management, and building business credit.]]></description>
      <pubDate>Fri, 20 Feb 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[Credit Card vs. Personal Loan: Which Is Better for You?]]></title>
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      <description><![CDATA[Both let you borrow money, but the costs, terms, and best use cases are very different. Here's how to choose the right option.]]></description>
      <pubDate>Sun, 15 Feb 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[How to Choose Your First Credit Card]]></title>
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      <description><![CDATA[A beginner's guide to picking the right first credit card, building credit responsibly, and avoiding common mistakes.]]></description>
      <pubDate>Tue, 10 Feb 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[Best No Annual Fee Credit Cards of 2026]]></title>
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      <description><![CDATA[Top picks that earn generous rewards without charging a cent in annual fees. These cards are exceptional everyday companions and starter cards.]]></description>
      <pubDate>Tue, 10 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Hotels in 2026]]></title>
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      <description><![CDATA[From free nights to elite status, the best hotel credit cards — both co-branded and general travel cards — for earning the most on your hotel stays.]]></description>
      <pubDate>Tue, 10 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Credit Cards for Families in 2026]]></title>
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      <description><![CDATA[From groceries and gas to family vacations and school supplies — the best cards for maximizing rewards on family spending.]]></description>
      <pubDate>Tue, 10 Feb 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[Best Business Credit Cards of 2026]]></title>
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      <description><![CDATA[Top picks for small business owners and entrepreneurs — from no-fee cashback cards to premium travel cards that earn on your biggest expenses.]]></description>
      <pubDate>Sun, 01 Feb 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[Best Credit Cards for Military Members & Veterans in 2026]]></title>
      <link>https://afficheweb.com/guides/best-credit-cards-for-military-veterans-2026</link>
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      <description><![CDATA[Active duty, veterans, and military families get exclusive perks: waived fees, lower APR, and dedicated cards from USAA, Navy Federal, and Amex.]]></description>
      <pubDate>Sun, 01 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Chase Sapphire Preferred vs. Reserve: Which Is Worth It?]]></title>
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      <description><![CDATA[An in-depth comparison of Chase's two flagship travel cards. We break down the math to show which card delivers more value for your spending.]]></description>
      <pubDate>Sun, 25 Jan 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[How to Negotiate a Lower APR on Your Credit Card]]></title>
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      <description><![CDATA[Your credit card issuer may lower your interest rate — you just have to ask. Here's a proven script and strategy that works.]]></description>
      <pubDate>Sun, 25 Jan 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Student Credit Cards of 2026]]></title>
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      <description><![CDATA[The best credit cards for college students — build credit responsibly while earning real cash back rewards from day one.]]></description>
      <pubDate>Tue, 20 Jan 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[Credit Card vs. Debit Card: Which Should You Use?]]></title>
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      <description><![CDATA[A practical breakdown of when to use a credit card vs. a debit card — covering rewards, fraud protection, credit building, and the risks of each.]]></description>
      <pubDate>Tue, 20 Jan 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best Travel Credit Cards of 2026]]></title>
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      <description><![CDATA[Our picks for the top travel credit cards this year, from premium luxury cards to no-annual-fee options for casual travelers.]]></description>
      <pubDate>Thu, 15 Jan 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[How to Build Credit from Scratch in 2026]]></title>
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      <description><![CDATA[Complete beginner's guide to establishing a credit score, from your first card to excellent credit in 12–24 months.]]></description>
      <pubDate>Sat, 10 Jan 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[The Complete Beginner's Guide to Credit Cards (2026)]]></title>
      <link>https://afficheweb.com/guides/complete-beginners-guide-credit-cards-2026</link>
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      <description><![CDATA[Everything you need to know about credit cards — from how they work to choosing your first card, using it responsibly, and building credit.]]></description>
      <pubDate>Sat, 10 Jan 2026 00:00:00 GMT</pubDate>
      <category>Guide</category>
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      <title><![CDATA[The Chase Trifecta: How to Maximize Every Dollar with 3 Cards]]></title>
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      <description><![CDATA[The Chase Trifecta — Sapphire Reserve (or Preferred) + Freedom Unlimited + Freedom Flex — is the most popular card stack in the hobby. Here's exactly how to set it up and use it.]]></description>
      <pubDate>Sun, 15 Nov 2026 00:00:00 GMT</pubDate>
      <category>Strategy</category>
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      <title><![CDATA[The Amex Duo: Platinum + Gold — The Best Premium Travel Stack?]]></title>
      <link>https://afficheweb.com/blog/amex-duo-guide</link>
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      <description><![CDATA[The Amex Gold and Platinum together cover dining, groceries, travel, and lounge access with nearly no category gaps. Here's whether the combined $845 in fees is worth it.]]></description>
      <pubDate>Wed, 28 Oct 2026 00:00:00 GMT</pubDate>
      <category>Strategy</category>
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      <title><![CDATA[How to Get 2–5x More Value from Your Points: Transfer Partner Guide]]></title>
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      <description><![CDATA[Transferring points to airline or hotel partners can multiply their value 2–5x compared to cash redemption. Here's how to find the best transfers for your travel goals.]]></description>
      <pubDate>Sat, 10 Oct 2026 00:00:00 GMT</pubDate>
      <category>Points & Miles</category>
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      <title><![CDATA[Best Credit Cards for Dining in 2026]]></title>
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      <description><![CDATA[From restaurant delivery to fancy dinners, these cards maximize every dollar you spend on food. We break down the top picks for casual diners, foodies, and Uber Eats regulars.]]></description>
      <pubDate>Sun, 20 Sep 2026 00:00:00 GMT</pubDate>
      <category>Best Cards</category>
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      <title><![CDATA[Best Travel Credit Cards in 2026: Complete Guide]]></title>
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      <description><![CDATA[Whether you fly once a year or every week, there's a travel card that fits your style. We compare the top options — from premium to no-fee — and explain exactly when each makes sense.]]></description>
      <pubDate>Sat, 05 Sep 2026 00:00:00 GMT</pubDate>
      <category>Best Cards</category>
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      <title><![CDATA[Chase 5/24 Rule Explained: How to Manage Your Application Strategy]]></title>
      <link>https://afficheweb.com/blog/5-24-rule-explained</link>
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      <description><![CDATA[Chase denies applications if you've opened 5+ credit cards in 24 months — regardless of bank. Understanding this rule is essential for maximizing Chase bonuses.]]></description>
      <pubDate>Tue, 18 Aug 2026 00:00:00 GMT</pubDate>
      <category>Guides</category>
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      <title><![CDATA[How to Know If an Annual Fee Credit Card Is Worth It]]></title>
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      <description><![CDATA[A $550 card can be worth more than a no-fee card — if you use its benefits. Here's a simple framework for calculating whether any annual fee is justified.]]></description>
      <pubDate>Sat, 01 Aug 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Best No Annual Fee Credit Cards in 2026]]></title>
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      <description><![CDATA[You don't need to pay hundreds in fees to get great rewards. These no-fee cards earn competitive rates on dining, groceries, travel, and everyday spending.]]></description>
      <pubDate>Wed, 15 Jul 2026 00:00:00 GMT</pubDate>
      <category>Best Cards</category>
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      <title><![CDATA[The Amex Trifecta: Platinum + Gold + Blue Business Plus]]></title>
      <link>https://afficheweb.com/blog/amex-trifecta-guide</link>
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      <description><![CDATA[The Amex Trifecta pairs the Platinum, Gold, and Blue Business Plus to cover every spending category with Membership Rewards points. Here's how to build the ultimate 3-card Amex stack.]]></description>
      <pubDate>Thu, 05 Mar 2026 00:00:00 GMT</pubDate>
      <category>Strategy</category>
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      <title><![CDATA[Credit Card Welcome Bonuses: A Complete Tracker]]></title>
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      <description><![CDATA[Sign-up bonuses are the fastest way to earn rewards. We track the current highest offers across travel, cash back, and business cards — plus how to time your applications for maximum value.]]></description>
      <pubDate>Tue, 03 Mar 2026 00:00:00 GMT</pubDate>
      <category>Deals</category>
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      <title><![CDATA[The Complete Guide to Airport Lounges]]></title>
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      <description><![CDATA[Airport lounges transform travel from stressful to luxurious. We compare Priority Pass, Centurion, Capital One, and airline lounges — plus which credit cards get you in for free.]]></description>
      <pubDate>Sun, 01 Mar 2026 00:00:00 GMT</pubDate>
      <category>Travel</category>
    </item>
    <item>
      <title><![CDATA[Building Credit From Zero: A 12-Month Plan]]></title>
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      <description><![CDATA[No credit history? No problem. Follow this month-by-month plan to go from a blank credit file to a 700+ score in 12 months — including exactly which cards to get and when.]]></description>
      <pubDate>Sat, 28 Feb 2026 00:00:00 GMT</pubDate>
      <category>Credit Building</category>
    </item>
    <item>
      <title><![CDATA[The Best Credit Cards for Online Shopping]]></title>
      <link>https://afficheweb.com/blog/best-cards-online-shopping</link>
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      <description><![CDATA[From Amazon to general e-commerce, these cards earn the highest rewards on online purchases — plus stacking strategies with portals and virtual card numbers for security.]]></description>
      <pubDate>Wed, 25 Feb 2026 00:00:00 GMT</pubDate>
      <category>Strategy</category>
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    <item>
      <title><![CDATA[Credit Score Myths Debunked]]></title>
      <link>https://afficheweb.com/blog/credit-score-myths</link>
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      <description><![CDATA[Think closing a card helps your credit? Or that checking your score lowers it? We debunk 6 of the most persistent credit score myths with facts and data.]]></description>
      <pubDate>Fri, 20 Feb 2026 00:00:00 GMT</pubDate>
      <category>Education</category>
    </item>
    <item>
      <title><![CDATA[When to Downgrade vs Cancel a Credit Card]]></title>
      <link>https://afficheweb.com/blog/downgrade-vs-cancel</link>
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      <description><![CDATA[Closing a card can hurt your credit score, but keeping it open means paying the annual fee. Here's how to decide between downgrading, canceling, or negotiating a retention offer.]]></description>
      <pubDate>Sun, 15 Feb 2026 00:00:00 GMT</pubDate>
      <category>Strategy</category>
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    <item>
      <title><![CDATA[How to Choose Your First Credit Card]]></title>
      <link>https://afficheweb.com/blog/first-credit-card-guide</link>
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      <description><![CDATA[Getting your first credit card is a big step. We break down secured vs student vs starter cards, what to look for in your first card, and how to apply with confidence.]]></description>
      <pubDate>Tue, 10 Feb 2026 00:00:00 GMT</pubDate>
      <category>Beginners</category>
    </item>
    <item>
      <title><![CDATA[Authorized Users: Benefits, Risks, and Strategy]]></title>
      <link>https://afficheweb.com/blog/authorized-users-guide</link>
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      <description><![CDATA[Adding an authorized user to your credit card can help them build credit — but it carries real risks for both parties. Here's everything you need to know before adding (or becoming) an AU.]]></description>
      <pubDate>Thu, 05 Feb 2026 00:00:00 GMT</pubDate>
      <category>Education</category>
    </item>
    <item>
      <title><![CDATA[Cash Back vs Points: Which Rewards System Wins?]]></title>
      <link>https://afficheweb.com/blog/cash-back-vs-points</link>
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      <description><![CDATA[Cash back is simple; points can be more valuable. We compare both systems with real math to help you decide which rewards strategy fits your spending and travel habits.]]></description>
      <pubDate>Fri, 30 Jan 2026 00:00:00 GMT</pubDate>
      <category>Education</category>
    </item>
    <item>
      <title><![CDATA[Maximizing Grocery Rewards: A Complete Guide]]></title>
      <link>https://afficheweb.com/blog/maximize-grocery-rewards</link>
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      <description><![CDATA[Americans spend $5,000–$12,000 a year on groceries. Using the right credit card can earn you $300–$700 back annually. Here's how to optimize every trip to the store.]]></description>
      <pubDate>Sun, 25 Jan 2026 00:00:00 GMT</pubDate>
      <category>Strategy</category>
    </item>
    <item>
      <title><![CDATA[Foreign Transaction Fees: The Hidden Travel Tax]]></title>
      <link>https://afficheweb.com/blog/foreign-transaction-fees-guide</link>
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      <description><![CDATA[Foreign transaction fees can add 3% to every purchase abroad. Learn which cards charge them, which don't, and how to avoid this hidden tax on international spending.]]></description>
      <pubDate>Tue, 20 Jan 2026 00:00:00 GMT</pubDate>
      <category>Travel</category>
    </item>
    <item>
      <title><![CDATA[Hotel Credit Cards: Are They Worth It?]]></title>
      <link>https://afficheweb.com/blog/hotel-cards-worth-it</link>
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      <description><![CDATA[Hotel credit cards promise free nights, elite status, and waived resort fees. But are they worth the annual fee if you're not a road warrior? We break down the top hotel cards.]]></description>
      <pubDate>Mon, 05 Jan 2026 00:00:00 GMT</pubDate>
      <category>Travel</category>
    </item>
    <item>
      <title><![CDATA[Credit Card Churning: Is It Worth the Risk?]]></title>
      <link>https://afficheweb.com/blog/churning-explained</link>
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      <description><![CDATA[Churning — opening cards for sign-up bonuses and closing them — can earn thousands in free travel. But it carries real risks. Here's an honest breakdown of the strategy.]]></description>
      <pubDate>Sat, 20 Dec 2025 00:00:00 GMT</pubDate>
      <category>Advanced</category>
    </item>
    <item>
      <title><![CDATA[How Credit Card Companies Make Money]]></title>
      <link>https://afficheweb.com/blog/how-credit-cards-make-money</link>
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      <description><![CDATA[Ever wonder how banks can afford to give you 5x points and $750 sign-up bonuses? Here's exactly how the credit card business model works — and why understanding it makes you a smarter cardholder.]]></description>
      <pubDate>Wed, 10 Dec 2025 00:00:00 GMT</pubDate>
      <category>Education</category>
    </item>
    <item>
      <title><![CDATA[Discover it Q3 2026 Categories Announced: Restaurants & Digital Wallets]]></title>
      <link>https://afficheweb.com/news/discover-it-q3-2026-5-percent-categories</link>
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      <description><![CDATA[Discover it Cash Back 5% rotating categories for July-September 2026 are restaurants and digital wallets (PayPal, Venmo, Apple Pay).]]></description>
      <pubDate>Tue, 05 May 2026 00:00:00 GMT</pubDate>
      <category>News</category>
    </item>
    <item>
      <title><![CDATA[Why Mobile Wallets Are Safer Than Physical Cards (2026 Data)]]></title>
      <link>https://afficheweb.com/news/google-apple-pay-virtual-card-numbers-security</link>
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      <description><![CDATA[New data shows mobile wallet transactions have 60% lower fraud rates than physical card swipes. Here's how virtual card numbers protect you.]]></description>
      <pubDate>Fri, 01 May 2026 00:00:00 GMT</pubDate>
      <category>News</category>
    </item>
    <item>
      <title><![CDATA[Hilton Amex Surpass Offers 150K Bonus Points — Highest Ever]]></title>
      <link>https://afficheweb.com/news/hilton-amex-surpass-150k-limited-time-bonus</link>
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      <description><![CDATA[The Hilton Honors American Express Surpass Card is offering 150,000 Hilton points after $3,000 spend, the highest welcome offer we've tracked.]]></description>
      <pubDate>Sat, 25 Apr 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[Chase 5/24 Rule Explained: What It Is & How to Plan Around It]]></title>
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      <description><![CDATA[Chase's infamous 5/24 rule automatically denies applications if you've opened 5+ cards in 24 months. Here's how to navigate it strategically.]]></description>
      <pubDate>Mon, 20 Apr 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[Beginner's Guide: How to Pick Your First Credit Card in 2026]]></title>
      <link>https://afficheweb.com/news/beginners-guide-to-picking-your-first-credit-card-2026</link>
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      <description><![CDATA[No credit history? Here's a step-by-step guide to choosing and getting approved for your first credit card.]]></description>
      <pubDate>Wed, 15 Apr 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[Delta Flash Sale: Domestic Awards Starting at 5,000 Miles]]></title>
      <link>https://afficheweb.com/news/delta-skymiles-flash-sale-spring-2026</link>
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      <description><![CDATA[Delta SkyMiles launches a spring flash sale with domestic one-way awards from just 5,000 miles for travel in May-June 2026.]]></description>
      <pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[US Credit Card Debt Reaches $1.2 Trillion — What It Means for You]]></title>
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      <description><![CDATA[Federal Reserve data shows credit card balances hit a record $1.2 trillion in Q1 2026. Delinquency rates are also climbing.]]></description>
      <pubDate>Fri, 10 Apr 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[Southwest Changes Companion Pass Earning Requirements for 2026]]></title>
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      <description><![CDATA[Southwest raises the Companion Pass threshold from 135,000 to 150,000 qualifying points, but adds new bonus earning opportunities.]]></description>
      <pubDate>Sun, 05 Apr 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[The 7 Best No-Annual-Fee Credit Cards for Spring 2026]]></title>
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      <description><![CDATA[Our updated rankings of the top cards with $0 annual fee — including new entrants Citi Custom Cash and Wells Fargo Autograph.]]></description>
      <pubDate>Wed, 01 Apr 2026 00:00:00 GMT</pubDate>
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    <item>
      <title><![CDATA[Amex Platinum Annual Fee Rises to $700 — But Adds New Perks]]></title>
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      <description><![CDATA[American Express raises the Platinum Card fee from $695 to $700 effective April 2026, adding a new $200 experience credit and enhanced lounge access.]]></description>
      <pubDate>Sat, 28 Mar 2026 00:00:00 GMT</pubDate>
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    <item>
      <title><![CDATA[Chase Freedom Flex Q2 2026: 5% on Amazon & PayPal]]></title>
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      <description><![CDATA[Chase Freedom Flex announces Q2 2026 rotating categories: Amazon.com, PayPal, and select streaming services earn 5% back April through June.]]></description>
      <pubDate>Wed, 25 Mar 2026 00:00:00 GMT</pubDate>
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    <item>
      <title><![CDATA[Citi Strata Premier Officially Replaces Citi Premier with 10x Hotels]]></title>
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      <description><![CDATA[Citi's revamped travel card now earns 10x on hotel and car rental bookings through Citi Travel, plus 3x on airlines, restaurants, supermarkets, and gas.]]></description>
      <pubDate>Fri, 20 Mar 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[Apple Card Savings Rate Drops to 3.9% APY as Fed Cuts Continue]]></title>
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      <description><![CDATA[Goldman Sachs lowers the Apple Card Savings account rate from 4.25% to 3.9% APY, following the latest Federal Reserve rate cut.]]></description>
      <pubDate>Wed, 18 Mar 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[Bilt Announces 75% Transfer Bonus to Hyatt Through April]]></title>
      <link>https://afficheweb.com/news/bilt-mastercard-spring-transfer-bonus-2026</link>
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      <description><![CDATA[Bilt Rewards is offering a massive 75% transfer bonus to World of Hyatt through April 30, 2026 — making Bilt points worth up to 3.5 cents each.]]></description>
      <pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[Visa Raises Contactless Tap-to-Pay Limit to $500 in the US]]></title>
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      <description><![CDATA[Visa increases the contactless payment limit from $250 to $500 across US merchants, effective April 2026.]]></description>
      <pubDate>Thu, 12 Mar 2026 00:00:00 GMT</pubDate>
      <category>News</category>
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    <item>
      <title><![CDATA[Chase Sapphire Reserve Offers 100K Bonus for Limited Time]]></title>
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      <description><![CDATA[Chase raises the Sapphire Reserve sign-up bonus to 100,000 points — the highest ever — with a $4,000 spend requirement in 3 months.]]></description>
      <pubDate>Tue, 10 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Capital One Opens 5 New Airport Lounges in Q1 2026]]></title>
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      <description><![CDATA[Capital One Lounges expand to JFK, SFO, LAX, ORD, and MIA — bringing the total to 10 locations for Venture X cardholders.]]></description>
      <pubDate>Sun, 08 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Amazon Prime Visa Boosts Restaurant Rewards from 2% to 3%]]></title>
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      <pubDate>Thu, 05 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Chase Sapphire Preferred Increases Sign-Up Bonus to 80,000 Points]]></title>
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      <description><![CDATA[The Chase Sapphire Preferred is now offering 80,000 Ultimate Rewards points after spending $4,000 in the first 3 months — up from 60,000.]]></description>
      <pubDate>Sun, 01 Mar 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Amex Gold Makes 4x Dining Multiplier Permanent]]></title>
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      <description><![CDATA[American Express confirms the 4x points on dining at restaurants is now a permanent feature of the Gold Card, no longer a limited-time offer.]]></description>
      <pubDate>Wed, 25 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Capital One Reduces Transfer Ratios to Three Airline Partners]]></title>
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      <description><![CDATA[Capital One has quietly reduced point transfer ratios to Emirates, Etihad, and Singapore Airlines from 1:1 to 2:1.5.]]></description>
      <pubDate>Fri, 20 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Discover it Q2 2026 Categories: Gas Stations & Home Improvement]]></title>
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      <pubDate>Sun, 15 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[Wells Fargo Launches Autograph Journey: Premium Travel Card at $95/Year]]></title>
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      <description><![CDATA[Wells Fargo enters the premium travel card market with the Autograph Journey, offering 5x on flights and 4x on hotels at just $95/year.]]></description>
      <pubDate>Tue, 10 Feb 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[CFPB $8 Late Fee Cap Takes Effect: What It Means for Cardholders]]></title>
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      <description><![CDATA[The Consumer Financial Protection Bureau's new rule capping credit card late fees at $8 is now in effect. Here's what you need to know.]]></description>
      <pubDate>Wed, 28 Jan 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[5 Travel Card Credits You're Probably Not Using (2026 Guide)]]></title>
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      <description><![CDATA[Many premium cardholders leave hundreds of dollars in annual credits unused. Here's how to maximize every penny.]]></description>
      <pubDate>Tue, 20 Jan 2026 00:00:00 GMT</pubDate>
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      <title><![CDATA[World of Hyatt Award Chart Changes: Key Hotels Jump 2-5K Points]]></title>
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      <description><![CDATA[Hyatt is adjusting its award chart with several popular properties moving up 1-2 categories starting March 15.]]></description>
      <pubDate>Thu, 15 Jan 2026 00:00:00 GMT</pubDate>
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