Verdict · Updated April 2026
American Express Green Card for Dining & Restaurants
The American Express Green Card isn't optimized for dining & restaurants — ranked #29 of 40 eligible cards. Unless you already hold it for other reasons, consider one of the alternatives below.
Rank #29 of 4028th percentileConsider alternatives
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
American Express Green Card
American Express · $150 annual fee
The Amex Green offers broad 3x earning on travel, transit, and restaurants with Membership Rewards flexibility. The $100 CLEAR and $100 LoungeBuddy credits help offset the $150 fee. A good middle ground between the no-fee Blue Business Plus and the premium Gold/Platinum.
Full card review
Earn math — Dining & Restaurants profile
Based on typical dining & restaurants spending of $19,200/year across the categories below.
Annual rewards
$432
Annual fee
$150
Net value
$282
Dining multiplierDelivery creditsFast-food codingCoffee shop bonuses
Where the American Express Green Card wins for dining & restaurants
- 3x on dining — solid multiplier for restaurants and delivery
Where it falls short
- No intro 0% APR and a high regular APR (29.49%) — carrying a balance is expensive
Top 3 alternatives for dining & restaurants
Cards that rank higher than or close to the American Express Green Card on our dining & restaurants scoring model.
How the American Express Green Card performs for other use cases
Frequently asked questions
Is the American Express Green Card a good card for dining & restaurants?⌄
The American Express Green Card isn't optimized for dining & restaurants — ranked #29 of 40 eligible cards. Unless you already hold it for other reasons, consider one of the alternatives below.
How much can I earn with the American Express Green Card on dining & restaurants spending?⌄
At the typical dining & restaurants spending profile of $19,200/year, this card earns approximately $432 in rewards — net $282 after the $150 annual fee.
What are better alternatives to the American Express Green Card for dining & restaurants?⌄
Our top 3 alternatives are U.S. Bank Altitude Reserve Visa Infinite, IHG One Rewards Premier Credit Card, Capital One SavorOne. Each ranks higher on our use-case scoring model for dining & restaurants.
What credit score do I need for the American Express Green Card?⌄
The American Express Green Card typically requires good credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the American Express Green Card's annual fee worth it for this use case?⌄
The $150 annual fee breaks even when you earn $150 in rewards. At the typical dining & restaurants profile ($19,200/year), this card earns $432 — net positive after the fee.
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See rewards, fees, and all perks of the American Express Green Card