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Editor Picks

Featured Cards

Our top picks across all categories

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Chase Sapphire Preferred
Key Benefits
Travel (Chase)5x
Dining3x
Online Groceries3x
Everything else1x
$95/yr$750 bonusNo FTF

Chase

Chase Sapphire Preferred

NewNo FTFSign-Up Bonus

Frequent travelers who dine out often

Annual Fee$95
Rewards1x base
Sign-Up Bonus$750 value
4.7(1,842)
Chase Sapphire Reserve
Key Benefits
Hotels (Chase)10x
Flights (Chase)5x
Dining3x
Everything else1x
$550/yr$900 bonusNo FTF

Chase

Chase Sapphire Reserve

No FTFSign-Up Bonus

Frequent luxury travelers

Annual Fee$550
Rewards1x base
Sign-Up Bonus$900 value
4.5(1,256)
Chase Freedom Unlimited
Key Benefits
Travel (Chase)5%
Dining3%
Drugstores3%
Everything else1.5%
No Annual Fee$200 bonus

Chase

Chase Freedom Unlimited

No Annual FeeSign-Up Bonus

Everyday spending with no annual fee

Annual FeeNo annual fee
Rewards1.5% base
Sign-Up Bonus$200 value
4.6(2,105)
Capital One Venture X Rewards
Key Benefits
Hotels & Cars (Capital One)10x
Flights (Capital One)5x
Everything else2x
$395/yr$750 bonusNo FTF

Capital One

Capital One Venture X Rewards

NewNo FTFSign-Up Bonus

Premium travelers seeking maximum value

Annual Fee$395
Rewards2x base
Sign-Up Bonus$750 value
4.8(987)
Capital One SavorOne
Key Benefits
Dining3%
Entertainment3%
Groceries3%
Everything else1%
No Annual Fee$200 bonusNo FTF

Capital One

Capital One SavorOne

No Annual FeeNo FTFSign-Up Bonus

Dining and entertainment enthusiasts

Annual FeeNo annual fee
Rewards1% base
Sign-Up Bonus$200 value
4.5(1,543)
Citi Double Cash
Key Benefits
All purchases2%
No Annual Fee$200 bonus

Citi

Citi Double Cash

No Annual FeeSign-Up Bonus

Maximizing flat-rate cash back

Annual FeeNo annual fee
Rewards2% base
Sign-Up Bonus$200 value
4.6(1,890)
American Express Gold Card
Key Benefits
Restaurants4x
Groceries4x
Flights3x
Everything else1x
$250/yr$600 bonusNo FTF

American Express

American Express Gold Card

AlertNo FTFSign-Up Bonus

Foodies and grocery shoppers

Annual Fee$250
Rewards1x base
Sign-Up Bonus$600 value
4.6(1,654)
Discover it Cash Back
Key Benefits
Rotating Categories (quarterly)5%
Everything else1%
No Annual Fee$300 bonusNo FTF

Discover

Discover it Cash Back

NewNo Annual FeeNo FTFSign-Up Bonus

Those who enjoy maximizing rotating categories

Annual FeeNo annual fee
Rewards1% base
Sign-Up Bonus$300 value
4.7(2,567)
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Real User Reviews

What Cardholders Say

Verified reviews from real cardholders

All cards
73

Best premium travel card period

When you factor in the $300 credit and 10K anniversary miles, the effective fee is basically $0. Plus 2x on everything and lounge access. No contest.

JP
61

Capital One Lounges are incredible

The new Capital One Lounges are a step above Priority Pass lounges. Food, drinks, and even a spa at DFW. This card keeps getting better.

58

Cashback Match is incredible

Discover literally doubled all my cash back the first year. I earned about $350 and they matched it to $700. No other card does this.

TG

Tyler G.Verified

Discover it Cash Back
56

Worth every penny of the annual fee

The $300 travel credit, lounge access, and Global Entry credit practically pay for the fee. I travel monthly and this card has paid for itself many times over.

DW

David W.Verified

Chase Sapphire Reserve
52

The foodie's dream card

4x on restaurants AND groceries is unmatched. The $120 dining credit and $120 Uber Cash bring the effective fee down to about $10. Metal card looks gorgeous.

JH

Jessica H.Verified

American Express Gold Card
47

Best card for families

We spend $1,000+/month on groceries and this card earns us incredible points. Transferred to ANA for first class flights to Japan. Life-changing.

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