Privacy Policy

Effective date: March 1, 2026 — Last updated: March 1, 2026

Information We Collect

When you use CardCompare, we may collect:

•Usage data — pages you visit, tools you use (calculator, comparison, quiz), and your interactions with card listings. This helps us improve the site experience.

•Email address — only if you voluntarily subscribe to our newsletter or deal alerts. We never require registration to use the site.

•Local storage data — your wallet selections, favorites, and tool preferences are stored in your browser's local storage. This data stays on your device and is never sent to our servers.

•Device information — browser type, operating system, screen size, and IP address collected automatically through standard web analytics.

How We Use Your Information

We use collected information to:

•Operate, maintain, and improve CardCompare's features and tools

•Send you credit card deal alerts and editorial newsletters (only if you subscribed)

•Analyze site usage to improve content and user experience

•Detect and prevent fraud or abuse

We do not sell your personal information to third parties. We do not share your email address with card issuers or marketing partners.

Cookies and Tracking

CardCompare uses cookies and similar technologies for:

•Essential cookies — session management and site functionality

•Analytics cookies — Google Analytics to understand traffic patterns and popular content (anonymized)

•Preference cookies — remembering your theme, recently viewed cards, and tool settings

You can control cookies through your browser settings. Disabling cookies may limit some site functionality but won't prevent you from browsing card listings.

Affiliate Links and Card Issuers

When you click "Apply Now" on a card listing, you are redirected to the card issuer's website through our affiliate tracking link. At that point, the issuer's own privacy policy governs how your application data is handled.

We do not receive any of your application details (SSN, income, address) from card issuers. We may receive anonymized conversion data (whether an application was approved) for analytics purposes.

Data Security

We implement industry-standard security measures to protect your information:

•HTTPS encryption on all pages

•No storage of sensitive financial data (we don't process credit card numbers or SSNs)

•Regular security audits of our codebase

•Limited access to any collected data on a need-to-know basis

Your Rights

You have the right to:

•Access — request a copy of any personal data we hold about you

•Delete — request deletion of your data (email subscription, analytics data)

•Opt out — unsubscribe from emails at any time via the link in each email

•Clear local data — clear your browser's local storage to remove all wallet, favorites, and preference data

To exercise these rights, contact us at [email protected].

Children's Privacy

CardCompare is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will delete it promptly.

Changes to This Policy

We may update this privacy policy from time to time. Material changes will be noted on this page with an updated effective date. Continued use of CardCompare after changes constitutes acceptance of the updated policy.