Verdict · Updated April 2026
Chase Ink Business Cash for Dining & Restaurants
The Chase Ink Business Cash is workable for dining & restaurants but not the strongest fit — ranked #24 of 40 eligible cards. Several cards listed in alternatives outperform it for this specific use case.
Rank #24 of 4041th percentileWorkable but not optimal
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
Chase Ink Business Cash
Chase · No annual fee
The best no-annual-fee business credit card for companies spending on office supplies and telecom. Earn 5% cash back at office supply stores, on internet, cable, and phone services — categories that most businesses use heavily. The $750 welcome bonus after just $6,000 spend makes the first year especially lucrative.
Full card review
Earn math — Dining & Restaurants profile
Based on typical dining & restaurants spending of $19,200/year across the categories below.
Annual rewards
$276
Annual fee
$0
Net value
$276
Dining multiplierDelivery creditsFast-food codingCoffee shop bonuses
Where the Chase Ink Business Cash wins for dining & restaurants
- Sign-up bonus worth roughly $750 — instant first-year value
Where it falls short
- Only 2% on dining — pure dining-focused cards earn 3-4x
Top 3 alternatives for dining & restaurants
Cards that rank higher than or close to the Chase Ink Business Cash on our dining & restaurants scoring model.
How the Chase Ink Business Cash performs for other use cases
Frequently asked questions
Is the Chase Ink Business Cash a good card for dining & restaurants?⌄
The Chase Ink Business Cash is workable for dining & restaurants but not the strongest fit — ranked #24 of 40 eligible cards. Several cards listed in alternatives outperform it for this specific use case.
How much can I earn with the Chase Ink Business Cash on dining & restaurants spending?⌄
At the typical dining & restaurants spending profile of $19,200/year, this card earns approximately $276 in rewards — net $276 after the $0 annual fee.
What are better alternatives to the Chase Ink Business Cash for dining & restaurants?⌄
Our top 3 alternatives are U.S. Bank Altitude Reserve Visa Infinite, IHG One Rewards Premier Credit Card, Capital One SavorOne. Each ranks higher on our use-case scoring model for dining & restaurants.
What credit score do I need for the Chase Ink Business Cash?⌄
The Chase Ink Business Cash typically requires good credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the Chase Ink Business Cash's annual fee worth it for this use case?⌄
The Chase Ink Business Cash has no annual fee — there's no breakeven to clear, so any rewards earned on dining & restaurants spending are pure profit.
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