Chase Slate Edge
No fee
Chase
Chase Slate Edge
4.1
(765 reviews)balance transfer
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026A Chase balance transfer card that rewards responsible behavior — make on-time minimum payments for 12 months and Chase will automatically lower your ongoing APR by 2%. Combined with 18 months 0% on both purchases and transfers, this card is designed to help you genuinely improve your financial situation.
Annual Fee
No annual fee
Purchase APR
20.49% – 29.24%
Rewards
No rewards
Sign-Up Bonus
$100 value
Credit Score
Good (670-749)
Foreign Txn Fee
3%
Who Should Get This Card
The Chase Slate Edge is best suited for established credit users who building better credit habits while paying off debt. With no annual fee, there's zero cost to keep it in your wallet long-term.
This card is great if you…
- 18 months 0% APR on purchases and transfers
- APR reduction for responsible use
- Lower 3% balance transfer fee
- Building better credit habits while paying off debt
Consider another card if you…
- No rewards program
- 3% foreign transaction fee
- Shorter 0% period than some competitors
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 20.49% – 29.24% |
| Intro APR (Purchases) | 0% for 18 months |
| Intro APR (Balance Transfer) | 0% for 18 months |
| Balance Transfer Fee | 3% |
| Foreign Transaction Fee | 3% |
| Late Fee | Up to $40 |
Pros & Cons
18 months 0% APR on purchases and transfers
APR reduction for responsible use
Lower 3% balance transfer fee
No annual fee
Auto credit limit review
No rewards program
3% foreign transaction fee
Shorter 0% period than some competitors
The Bottom Line
The Good: The Chase Slate Edge stands out for its 18 months 0% apr on purchases and transfers. The welcome bonus worth $100 adds significant first-year value.
The Not So Good: No rewards program.
Our Verdict: The Chase Slate Edge scores 7/10 — a solid option for building better credit habits while paying off debt. With no annual fee, there's no risk in trying it.
Frequently Asked Questions
What is the annual fee for the Chase Slate Edge?▾
The Chase Slate Edge has no annual fee — you'll never be charged just for keeping the card open.
What is the sign-up bonus for the Chase Slate Edge?▾
The Chase Slate Edge currently offers a sign-up bonus worth approximately $100. $100 statement credit after spending $500 in first 6 months Terms apply — always verify the current offer directly with the issuer.
What credit score do I need for the Chase Slate Edge?▾
The Chase Slate Edge is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Chase Slate Edge charge a foreign transaction fee?▾
Yes, the Chase Slate Edge charges a 3% foreign transaction fee on purchases processed outside the U.S.
What is the APR on the Chase Slate Edge?▾
The Chase Slate Edge has a variable purchase APR of 20.49% – 29.24%, with a 0% intro APR for the first 18 months. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Chase Slate Edge best for?▾
The Chase Slate Edge is best for Building better credit habits while paying off debt. A key advantage: 18 months 0% apr on purchases and transfers.
Customer Reviews
4.1
765 reviews
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