Verdict · Updated April 2026
Delta SkyMiles Platinum American Express Card for Travel
The Delta SkyMiles Platinum American Express Card isn't optimized for travel — ranked #42 of 54 eligible cards. Unless you already hold it for other reasons, consider one of the alternatives below.
Rank #42 of 5423th percentileConsider alternatives
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
Delta SkyMiles Platinum American Express Card
American Express · $350 annual fee
Delta's mid-tier card is the sweet spot for frequent Delta flyers. The annual Companion Certificate (for domestic main cabin or higher) can save $300+ per year. Free checked bag, priority boarding, and MQM earning through spend help you reach status faster.
Full card review
Earn math — Travel profile
Based on typical travel spending of $25,200/year across the categories below.
Annual rewards
$360
Annual fee
$350
Net value
$10
Transfer partnersLounge accessNo foreign transaction feeTrip protection
Where the Delta SkyMiles Platinum American Express Card wins for travel
- No foreign transaction fee — saves 2-3% on every international purchase
Where it falls short
- Limited travel-specific perks — stronger travel cards exist
- No intro 0% APR and a high regular APR (30.49%) — carrying a balance is expensive
Top 3 alternatives for travel
Cards that rank higher than or close to the Delta SkyMiles Platinum American Express Card on our travel scoring model.
How the Delta SkyMiles Platinum American Express Card performs for other use cases
Frequently asked questions
Is the Delta SkyMiles Platinum American Express Card a good card for travel?⌄
The Delta SkyMiles Platinum American Express Card isn't optimized for travel — ranked #42 of 54 eligible cards. Unless you already hold it for other reasons, consider one of the alternatives below.
How much can I earn with the Delta SkyMiles Platinum American Express Card on travel spending?⌄
At the typical travel spending profile of $25,200/year, this card earns approximately $360 in rewards — net $10 after the $350 annual fee.
What are better alternatives to the Delta SkyMiles Platinum American Express Card for travel?⌄
Our top 3 alternatives are IHG One Rewards Premier Credit Card, Citi Strata Premier Card, American Express Platinum. Each ranks higher on our use-case scoring model for travel.
What credit score do I need for the Delta SkyMiles Platinum American Express Card?⌄
The Delta SkyMiles Platinum American Express Card typically requires excellent credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the Delta SkyMiles Platinum American Express Card's annual fee worth it for this use case?⌄
The $350 annual fee breaks even when you earn $350 in rewards. At the typical travel profile ($25,200/year), this card earns $360 — net positive after the fee.
Want the full card review?
See rewards, fees, and all perks of the Delta SkyMiles Platinum American Express Card