Verdict · Updated April 2026
U.S. Bank Altitude Reserve Visa Infinite for Travel
The U.S. Bank Altitude Reserve Visa Infinite is a solid pick for travel — ranked #11 of 54 eligible cards. It's a reasonable choice but not the category leader; check the alternatives below before committing.
Rank #11 of 5481th percentileSolid option — check alternatives
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
U.S. Bank Altitude Reserve Visa Infinite
U.S. Bank · $400 annual fee
U.S. Bank's premium card stands out for mobile-first users — pay with Apple Pay or Google Pay and earn 3x points on every tap. The $325 annual travel and dining credit effectively brings the $400 fee down to $75. For customers already using U.S. Bank, this card offers exceptional value especially if you use mobile payments frequently.
Full card review
Earn math — Travel profile
Based on typical travel spending of $25,200/year across the categories below.
Annual rewards
$444
Annual fee
$400
Net value
$44
Transfer partnersLounge accessNo foreign transaction feeTrip protection
Where the U.S. Bank Altitude Reserve Visa Infinite wins for travel
- 5x on travel — top-tier earning for this use case
- No foreign transaction fee — saves 2-3% on every international purchase
- Priority Pass covers 1,300+ airport lounges globally
- TSA PreCheck or Global Entry credit saves you $85-$120 every 4-5 years
Where it falls short
- $400 annual fee — needs 4+ trips a year to break even
- No intro 0% APR and a high regular APR (29.24%) — carrying a balance is expensive
Top 3 alternatives for travel
Cards that rank higher than or close to the U.S. Bank Altitude Reserve Visa Infinite on our travel scoring model.
How the U.S. Bank Altitude Reserve Visa Infinite performs for other use cases
Frequently asked questions
Is the U.S. Bank Altitude Reserve Visa Infinite a good card for travel?⌄
The U.S. Bank Altitude Reserve Visa Infinite is a solid pick for travel — ranked #11 of 54 eligible cards. It's a reasonable choice but not the category leader; check the alternatives below before committing.
How much can I earn with the U.S. Bank Altitude Reserve Visa Infinite on travel spending?⌄
At the typical travel spending profile of $25,200/year, this card earns approximately $444 in rewards — net $44 after the $400 annual fee.
What are better alternatives to the U.S. Bank Altitude Reserve Visa Infinite for travel?⌄
Our top 3 alternatives are IHG One Rewards Premier Credit Card, Citi Strata Premier Card, American Express Platinum. Each ranks higher on our use-case scoring model for travel.
What credit score do I need for the U.S. Bank Altitude Reserve Visa Infinite?⌄
The U.S. Bank Altitude Reserve Visa Infinite typically requires excellent credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the U.S. Bank Altitude Reserve Visa Infinite's annual fee worth it for this use case?⌄
The $400 annual fee breaks even when you earn $400 in rewards. At the typical travel profile ($25,200/year), this card earns $444 — net positive after the fee.
Want the full card review?
See rewards, fees, and all perks of the U.S. Bank Altitude Reserve Visa Infinite