What credit card should I get as my first card?

Question

I'm 21 and have never had a credit card before. I have no credit history. What should I apply for to start building credit?

CardCompare Expert · Accepted Answer

For your first card with no credit history, consider: (1) a student card like Discover it Student Chrome (no fee, 2% dining/gas, first-year cash back match), (2) a secured card like Capital One Platinum Secured (no minimum score required), or (3) the Chase Freedom Rise. The Discover student card is the best starting point if you're a student — real rewards from day one, and Discover is known for approving first-time applicants.