Capital One Venture X Rewards vs Delta SkyMiles Platinum American Express Card

The Capital One Venture X Rewards ($395/year) and the Delta SkyMiles Platinum American Express Card ($350/year) compete on different axes. The Capital One Venture X Rewards's strongest category is 10x on Hotels & Cars (Capital One), while the Delta SkyMiles Platinum American Express Card leads with 3x on Delta Purchases. The Capital One Venture X Rewards costs $45 more per year, so you need at least $45 in incremental rewards to justify it over the Delta SkyMiles Platinum American Express Card. At typical spend levels this breaks even somewhere between $1,350 and $2,700 in bonus-category purchases annually. Our model scores these cards effectively even (3-2). Pick the Capital One Venture X Rewards if you spend heavily on hotels & cars (capital one); pick the Delta SkyMiles Platinum American Express Card if you spend heavily on delta purchases.

Too close to call — pick based on your primary spending category