What is Cardholder Agreement?
Credit Card Glossary · Updated April 2026
The legal contract between you and the credit card issuer that outlines all terms and conditions of your account, including APR, fees, rewards, and your rights and responsibilities. Also called Terms and Conditions or Card Member Agreement.
Frequently asked questions
What is Cardholder Agreement?⌄
The legal contract between you and the credit card issuer that outlines all terms and conditions of your account, including APR, fees, rewards, and your rights and responsibilities.
What does Cardholder Agreement mean on a credit card?⌄
The legal contract between you and the credit card issuer that outlines all terms and conditions of your account, including APR, fees, rewards, and your rights and responsibilities. Also called Terms and Conditions or Card Member Agreement.
Where does Cardholder Agreement apply?⌄
Cardholder Agreement is a basics concept. It typically appears in the context of day-to-day credit card use.
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