What is Credit Limit Increase (CLI)?
Credit Card Glossary · Updated April 2026
A request or automatic increase to your card's maximum borrowing limit. You can often request a CLI through your issuer's app or website. Some issuers perform a soft pull (no score impact), while others do a hard pull. A higher limit can lower your credit utilization ratio.
Frequently asked questions
What is Credit Limit Increase?⌄
A request or automatic increase to your card's maximum borrowing limit.
What does Credit Limit Increase mean on a credit card?⌄
A request or automatic increase to your card's maximum borrowing limit. You can often request a CLI through your issuer's app or website. Some issuers perform a soft pull (no score impact), while others do a hard pull. A higher limit can lower your credit utilization ratio.
What terms are related to Credit Limit Increase?⌄
Closely related concepts include Credit Limit, Credit Utilization Ratio, Hard Inquiry (Hard Pull). Each of these helps clarify different aspects of the same topic.
Where does Credit Limit Increase apply?⌄
Credit Limit Increase is a account management concept. It typically appears in the context of balance management, payments, and card lifecycle.
More account management terms
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