What is FICO Score?
Credit Card Glossary · Updated April 2026
The most widely used credit scoring model, created by Fair Isaac Corporation. FICO scores range from 300-850 and are used by 90%+ of top lenders. There are multiple FICO score versions; FICO 8 is most common for credit cards, while FICO 9 is newer.
Frequently asked questions
What is FICO Score?⌄
The most widely used credit scoring model, created by Fair Isaac Corporation.
What does FICO Score mean on a credit card?⌄
The most widely used credit scoring model, created by Fair Isaac Corporation. FICO scores range from 300-850 and are used by 90%+ of top lenders. There are multiple FICO score versions; FICO 8 is most common for credit cards, while FICO 9 is newer.
What terms are related to FICO Score?⌄
Closely related concepts include Credit Score, VantageScore. Each of these helps clarify different aspects of the same topic.
Where does FICO Score apply?⌄
FICO Score is a credit score concept. It typically appears in the context of credit bureaus, FICO scoring, and credit-building.
More credit score terms
Full glossary
Browse all 90 credit card terms