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What is Transfer Partners?

Credit Card Glossary · Updated April 2026

Airlines and hotel loyalty programs to which you can transfer your credit card points or miles, often at a 1:1 ratio. Transferring to partners usually yields the highest value per point. Chase, Amex, Capital One, and Citi all have transfer partner programs.

Frequently asked questions

What is Transfer Partners?

Airlines and hotel loyalty programs to which you can transfer your credit card points or miles, often at a 1:1 ratio.

What does Transfer Partners mean on a credit card?

Airlines and hotel loyalty programs to which you can transfer your credit card points or miles, often at a 1:1 ratio. Transferring to partners usually yields the highest value per point. Chase, Amex, Capital One, and Citi all have transfer partner programs.

What terms are related to Transfer Partners?

Closely related concepts include Points, Redemption Value. Each of these helps clarify different aspects of the same topic.

Where does Transfer Partners apply?

Transfer Partners is a rewards concept. It typically appears in the context of earning and redeeming rewards.

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