Bank of America Business Advantage Cash Rewards Review
Bank of America · Small businesses banking with Bank of America
4.2 / 5 (543 reviews)
Annual Fee
No annual fee
Rewards
3% in choice category, 2% dining, 1% everything else
Regular APR
18.49% – 28.49%
Credit Needed
Good (670-749)
Our Expert Verdict
7/10
Editor's Score
A flexible no-annual-fee business card that lets you choose where to earn 3% — gas, travel, office supplies, business consulting, and more. Bank of America Preferred Rewards for Business members can boost the 3% rate up to 5.25%, making it extremely competitive.
Pros
- No annual fee
- Choose your 3% category
- Preferred Rewards boosts to 5.25%
- Good intro APR offer
- $300 sign-up bonus
Cons
- 3% foreign transaction fee
- 9-month intro APR is shorter than competitors
- 3% cap applies combined
Sign-Up Bonus
$300 after spending $3,000 in 3 months
Key Benefits & Perks
No annual fee
Choose your 3% business category
0% intro APR for 9 months
Up to 75% bonus with Preferred Rewards for Business
Free employee cards
Rewards Breakdown
| Category | Rate |
|---|---|
| Your chosen category (gas, travel, office, etc.) | 3% |
| Dining | 2% |
| Everything else | 1% |
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Small businesses banking with Bank of America
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Customer Reviews
4.2
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