Bank of America Unlimited Cash Rewards Review
Bank of America · Bank of America customers who want simple, enhanced cashback
4.3 / 5 (2345 reviews)
Annual Fee
No annual fee
Rewards
1.5% cash back on all purchases
Regular APR
19.49% – 29.49%
Credit Needed
Good (670-749)
Our Expert Verdict
7/10
Editor's Score
A straightforward flat-rate cashback card that becomes exceptional for Bank of America Preferred Rewards members. The standard 1.5% everywhere jumps to 2.625% for Platinum Honors members — making it one of the highest flat-rate cashback cards in existence.
Pros
- No annual fee
- Simple 1.5% on everything
- Up to 2.625% with Preferred Rewards
- Intro APR offer
Cons
- 3% foreign transaction fee
- Base 1.5% is average
- Best value requires BofA relationship
Sign-Up Bonus
$200 online cash rewards bonus after spending $1,000 in 90 days
Key Benefits & Perks
1.5% unlimited cash back
No annual fee
0% intro APR for 15 months
Preferred Rewards boost up to 75%
Contactless payment
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Bank of America customers who want simple, enhanced cashback
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Customer Reviews
4.3
2,345 reviews
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