Capital One Quicksilver Review
Capital One · Those who prefer simplicity over maximizing categories
4.5 / 5 (2 reviews)
Annual Fee
No annual fee
Rewards
1.5% cash back on every purchase
Regular APR
19.99% – 29.99%
Credit Needed
Good (670-749)
Our Expert Verdict
7/10
Editor's Score
Earn 1.5% unlimited cash back on every purchase with no categories to track, no annual fee, and no foreign transaction fees. A reliable everyday card for simplicity seekers — and one of the few flat-rate cards that also works internationally without the typical 3% foreign transaction surcharge.
Pros
- Simple 1.5% on everything
- No annual fee
- No foreign transaction fees
- Intro APR offer
Cons
- Lower rate than category-specific cards
- No bonus categories
Sign-Up Bonus
$200 after spending $500 in 3 months
Key Benefits & Perks
No annual fee
No foreign transaction fees
0% intro APR for 15 months
Free credit score monitoring
Ready to apply for the Capital One Quicksilver?
Those who prefer simplicity over maximizing categories
Apply NowUser Reviews
Customer Reviews
4.5
2 reviews
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SM
Steve M.Verified CardholderOct 22, 2026
Simple and effective
No thinking required — 1.5% on everything. Perfect for people who don't want to track categories.
NW
Nancy W.Verified CardholderAug 30, 2026
My go-to no-fee card
Been using this for 5 years. No annual fee, no foreign transaction fees, and straightforward rewards. Can't complain.
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Key Benefits
Travel (Chase)5%
Dining3%
Drugstores3%
Everything else1.5%
No Annual Fee$200 bonus
Key Benefits
Dining3%
Entertainment3%
Groceries3%
Everything else1%
No Annual Fee$200 bonusNo FTF
