Capital One Spark Cash Plus Review
Capital One · High-spending businesses that want maximum flat-rate cashback
4.3 / 5 (789 reviews)
Annual Fee
$150
Rewards
2% cash back on every purchase, unlimited
Regular APR
0%
Credit Needed
Excellent (750+)
Our Expert Verdict
8/10
Editor's Score
A charge card for businesses that spend big. Unlimited 2% cash back with no caps, plus a massive tiered sign-up bonus of up to $1,200. The $150 fee pays for itself quickly with the 2% rate. Must be paid in full each month.
Pros
- Unlimited 2% everywhere
- Huge sign-up bonus
- No FTF
- No spending limit
Cons
- $150 annual fee
- Must pay in full monthly
- Charge card — no APR flexibility
Sign-Up Bonus
$1,200 cash back: $500 after $5K spend, $500 after $50K spend in first 6 months
Key Benefits & Perks
Unlimited 2% cash back
Massive tiered sign-up bonus
No foreign transaction fees
No preset spending limit
Free employee cards
Ready to apply for the Capital One Spark Cash Plus?
High-spending businesses that want maximum flat-rate cashback
Apply NowUser Reviews
Customer Reviews
4.3
789 reviews
5
0
4
0
3
0
2
0
1
0
No reviews yet. Be the first to review this card.
Similar Cards to Consider
Key Benefits
Travel (Chase)5%
Dining3%
Drugstores3%
Everything else1.5%
No Annual Fee$200 bonus
Key Benefits
Dining3%
Entertainment3%
Groceries3%
Everything else1%
No Annual Fee$200 bonusNo FTF
