Chase Ink Business Cash Review
Chase · Small businesses with high office supply & telecom spend
4.6 / 5 (1243 reviews)
Annual Fee
No annual fee
Rewards
5% office supplies & internet/cable/phone, 2% gas & dining, 1% everything else
Regular APR
18.49% – 24.49%
Credit Needed
Good (670-749)
Our Expert Verdict
9/10
Editor's Score
The best no-annual-fee business credit card for companies spending on office supplies and telecom. Earn 5% cash back at office supply stores, on internet, cable, and phone services — categories that most businesses use heavily. The $750 welcome bonus after just $6,000 spend makes the first year especially lucrative.
Pros
- No annual fee
- 5% on office supplies & telecom
- Strong $750 sign-up bonus
- 0% intro APR for 12 months
- Employee cards free
Cons
- 3% foreign transaction fee
- 5% categories capped at $25,000/year combined
- No travel perks
Sign-Up Bonus
$750 after spending $6,000 in 3 months
Key Benefits & Perks
No annual fee
Employee cards at no extra cost
0% intro APR for 12 months
Purchase protection
Extended warranty protection
Year-end spending summaries
Rewards Breakdown
| Category | Rate |
|---|---|
| Office Supplies | 5% |
| Internet/Cable/Phone | 5% |
| Gas Stations | 2% |
| Dining | 2% |
| Everything else | 1% |
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Small businesses with high office supply & telecom spend
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