Costco Anywhere Visa by Citi Review
Citi · Costco members who drive frequently
4.4 / 5 (2345 reviews)
Annual Fee
No annual fee
Rewards
4% gas & EV charging worldwide, 3% travel & dining, 2% Costco, 1% everywhere else
Regular APR
20.49%
Credit Needed
Excellent (750+)
Our Expert Verdict
8/10
Editor's Score
If you already have a Costco membership, this card is essentially free and earns some of the best rates available — 4% on gas, 3% on travel and dining, 2% at Costco. Heavy drivers can earn hundreds per year on gas alone. Rewards paid annually in February, usable at Costco or redeemable for cash.
Pros
- 4% on gas (best rate without annual fee)
- 3% on travel & dining
- No FTF
- No card fee with Costco membership
- 4% on EV charging
Cons
- Requires Costco membership ($65+/year)
- Rewards paid only once/year in February
- Excellent credit required
Key Benefits & Perks
No annual credit card fee (Costco membership required)
No foreign transaction fees
4% on gas is among best available
Earn rewards usable at Costco or for cash
Rewards Breakdown
| Category | Rate |
|---|---|
| Gas & EV charging | 4% |
| Travel & dining | 3% |
| Costco & Costco.com | 2% |
| Everything else | 1% |
User Reviews
Customer Reviews
4.4
2,345 reviews
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