PenFed Gold Visa Card Review
PenFed Credit Union · People transferring a balance who want zero fees
4.1 / 5 (987 reviews)
Annual Fee
No annual fee
Rewards
No rewards
Regular APR
17.99%
Credit Needed
Good (670-749)
Our Expert Verdict
7/10
Editor's Score
One of the rare cards offering 0% intro APR on balance transfers with NO balance transfer fee. The combination of no BT fee + 0% APR makes this the cheapest way to transfer and pay off debt. PenFed membership is open to anyone.
Pros
- No BT fee + 0% APR
- No annual fee
- No FTF
- Low ongoing APR
- Open membership
Cons
- No rewards
- 12-month intro is shorter than some
- Credit union tech is dated
Key Benefits & Perks
0% intro APR for 12 months on purchases and BT
No annual fee
No foreign transaction fees
No balance transfer fee
Low ongoing APR of 17.99%
Ready to apply for the PenFed Gold Visa Card?
People transferring a balance who want zero fees
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Customer Reviews
4.1
987 reviews
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