Target REDcard Credit Card Review
TD Bank · Frequent Target shoppers
4.0 / 5 (5678 reviews)
Annual Fee
No annual fee
Rewards
5% off at Target & Target.com
Regular APR
22.49%
Credit Needed
Fair (580-669)
Our Expert Verdict
6/10
Editor's Score
A straightforward store card: 5% off every Target purchase, free shipping on Target.com, and 30 extra days for returns. Stacks with Target Circle promotions. No annual fee and easier approval than most cards, but useless outside Target.
Pros
- 5% off all Target purchases
- Stacks with Target Circle
- Free shipping
- Easy approval
Cons
- Only useful at Target
- No sign-up bonus
- No rewards outside Target
- High APR
Key Benefits & Perks
5% off at Target and Target.com
Free shipping on Target.com
Extended returns (extra 30 days)
No annual fee
Stacks with Target Circle offers
Rewards Breakdown
| Category | Rate |
|---|---|
| Target Stores | 5% |
| Target.com | 5% |
| Everything else | 0% |
User Reviews
Customer Reviews
4.0
5,678 reviews
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