Transfer Guide — Updated April 2026

Transfer Bilt to United MileagePlus

Move Bilt Rewards to United MileagePlus at 1:1 — typically worth 1.5 cpp (20% uplift vs the Bilt portal).

AirlineStar AllianceRatio 1:11.5 cpp

Reviewed by CardCompare Editorial Board

|Points & Miles team|Updated April 2026

Transfer math at a glance

25,000 Bilt Rewards

$375

via United MileagePlus at 1.5 cpp

vs $313 in the Bilt portal

50,000 Bilt Rewards

$750

via United MileagePlus at 1.5 cpp

vs $625 in the Bilt portal

100,000 Bilt Rewards

$1,500

via United MileagePlus at 1.5 cpp

vs $1,250 in the Bilt portal

Sweet spots for this transfer

United MileagePlus runs dynamic pricing domestically but still offers Saver awards with fixed pricing. It's one of the few US carriers with strong Star Alliance partner availability bookable at reasonable rates.

1Star Alliance business class — 77K one-way to Europe via partners
2Excursionist Perk: a free one-way leg on multi-segment awards
3Hawaii from the West Coast at 20K one-way Saver

Example redemptions — Bilt → United MileagePlus

Redemption	Bilt needed	Cash value	cpp
Domestic one-way economy Saver LAX → JFK mid-week	12,500	$250	2.0 cpp
Transatlantic partner business SFO → ZRH on SWISS	77,000	$3,500	4.5 cpp
Transpacific partner business ORD → NRT on ANA	88,000	$4,500	5.1 cpp

Booking tips

1Search Saver space with award.united.com — exclude dynamic awards from view.
2Use aeroplan.com or ANA tools to confirm partner Saver availability before transferring.
3United has no fuel surcharges on partner awards, unlike British Airways.

Cards that earn Bilt Rewards

Bilt MastercardNo annual fee · Wells Fargo

Other ways to earn United MileagePlus points

United MileagePlus also accepts transfers from 1 other transferable-points program. Compare ratios and use whichever balance you have available.

Chase UR → United MileagePlus1:1 ratio · 1.5 cpp

Frequently asked questions

What is the transfer ratio from Bilt to United MileagePlus?⌄

Bilt Rewards transfers to United MileagePlus at a 1:1 ratio. 50,000 Bilt Rewards become 50,000 United MileagePlus points/miles.

What is the transfer typically worth?⌄

United MileagePlus points redeem at approximately 1.5 cents per point when used for airline awards. That makes a 50,000-point transfer worth about $750 in travel value — an 20% uplift over the Bilt portal (1.25 cpp).

How long does the Bilt to United MileagePlus transfer take?⌄

Most transfers from Bilt to United MileagePlus post within minutes to 24 hours. Confirm partner availability first — transfers are not reversible, so lock in the award before moving points.

Which credit cards earn Bilt Rewards?⌄

The Bilt Mastercard all earn Bilt Rewards that transfer to United MileagePlus.

Is it better to transfer or use the Bilt portal?⌄

Transferring to United MileagePlus at 1.5 cpp beats the Bilt portal rate of 1.25 cpp when you find saver or award availability. For everyday redemptions (especially partner awards with good space), transfer is the higher-value path.