Blue Cash Everyday Card from American Express
No fee
American Express
Blue Cash Everyday Card from American Express
4.4
(1,876 reviews)cashback
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026Amex's no-annual-fee cashback card earns 3% in three powerful everyday categories — supermarkets, online retail, and gas. The online retail 3% is especially valuable as more spending moves online. Disney Bundle credit ($84/year) partially offsets the lack of fee, making this an excellent companion card.
Annual Fee
No annual fee
Purchase APR
19.24% – 29.99%
Rewards
1% base rate
Sign-Up Bonus
$200 value
Credit Score
Good (670-749)
Foreign Txn Fee
2.7%
Who Should Get This Card
The Blue Cash Everyday Card from American Express is best suited for established credit users who everyday household spending — groceries, gas, and online shopping. With no annual fee, there's zero cost to keep it in your wallet long-term.
This card is great if you…
- No annual fee
- 3% at supermarkets, online retail & gas
- 15-month 0% intro APR
- Everyday household spending — groceries, gas, and online shopping
Consider another card if you…
- 2.7% foreign transaction fee
- Grocery cap $6,000/year
- Not accepted everywhere (Amex)
Rewards Breakdown
3% U.S. supermarkets, online retail & gas, 1% everything else
| Category | Rate |
|---|---|
| U.S. Supermarkets(The highest-earning grocery card in America: 6% cash back at US supermarkets up to 6,000 dollars per year then 1%, plus 6% on US streaming subscriptions and 3% on transit and gas stations. Households spending 300-plus dollars monthly at the grocery store easily justify the 95-dollar annual fee through grocery rewards alone.) | 3% |
| U.S. Online Retail Purchases | 3% |
| U.S. Gas Stations | 3% |
| Everything else | 1% |
Rewards Distribution
3%
top rate
U.S. Supermarkets3%30%
U.S. Online Retail Purchases3%30%
U.S. Gas Stations3%30%
Everything else1%10%
Sign-Up Bonus
$200 after spending $2,000 in 6 months
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 19.24% – 29.99% |
| Intro APR (Purchases) | 0% for 15 months |
| Intro APR (Balance Transfer) | 0% for 15 months |
| Balance Transfer Fee | 3% |
| Foreign Transaction Fee | 2.7% |
| Late Fee | Up to $40 |
Pros & Cons
No annual fee
3% at supermarkets, online retail & gas
15-month 0% intro APR
Disney Bundle credit
Return protection
2.7% foreign transaction fee
Grocery cap $6,000/year
Not accepted everywhere (Amex)
The Bottom Line
The Good: The Blue Cash Everyday Card from American Express stands out for its no annual fee. The welcome bonus worth $200 adds significant first-year value.
The Not So Good: 2.7% foreign transaction fee.
Our Verdict: With an editor score of 8/10, the Blue Cash Everyday Card from American Express is one of our top-rated cards in its category. With no annual fee, there's no risk in trying it.
Frequently Asked Questions
What is the annual fee for the Blue Cash Everyday Card from American Express?▾
The Blue Cash Everyday Card from American Express has no annual fee — you'll never be charged just for keeping the card open.
What is the sign-up bonus for the Blue Cash Everyday Card from American Express?▾
The Blue Cash Everyday Card from American Express currently offers a sign-up bonus worth approximately $200. $200 after spending $2,000 in 6 months Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the Blue Cash Everyday Card from American Express?▾
The Blue Cash Everyday Card from American Express earns 1% on all purchases, and up to 3% in select bonus categories. Rewards are earned as cash back credited to your statement.
What credit score do I need for the Blue Cash Everyday Card from American Express?▾
The Blue Cash Everyday Card from American Express is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Blue Cash Everyday Card from American Express charge a foreign transaction fee?▾
Yes, the Blue Cash Everyday Card from American Express charges a 2.7% foreign transaction fee on purchases processed outside the U.S.
What is the APR on the Blue Cash Everyday Card from American Express?▾
The Blue Cash Everyday Card from American Express has a variable purchase APR of 19.24% – 29.99%, with a 0% intro APR for the first 15 months. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Blue Cash Everyday Card from American Express best for?▾
The Blue Cash Everyday Card from American Express is best for Everyday household spending — groceries, gas, and online shopping. A key advantage: no annual fee.
Customer Reviews
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