Capital One Quicksilver Secured Cash Rewards
No fee
Capital One
Capital One Quicksilver Secured Cash Rewards
4.3
(2,134 reviews)securedcashback
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026Capital One's secured card earns a flat 1.5% on all purchases — the same rate as the regular Quicksilver — making this the most rewarding flat-rate secured card available. No foreign transaction fees means it works well for international use even while you're building credit.
Annual Fee
No annual fee
Purchase APR
30.49%
Rewards
1.5% base rate
Sign-Up Bonus
None
Credit Score
Poor (300-579)
Foreign Txn Fee
None
Who Should Get This Card
The Capital One Quicksilver Secured Cash Rewards is best suited for those building credit who credit builders wanting flat-rate rewards. With no annual fee, there's zero cost to keep it in your wallet long-term.
This card is great if you…
- 1.5% flat cashback on everything
- No annual fee
- No foreign transaction fees
- Credit builders wanting flat-rate rewards
Consider another card if you…
- $200 minimum deposit
- High APR
- No sign-up bonus
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 30.49% |
| Balance Transfer Fee | None |
| Foreign Transaction Fee | None |
| Late Fee | Up to $40 |
Pros & Cons
1.5% flat cashback on everything
No annual fee
No foreign transaction fees
Automatic limit reviews
Path to unsecured Quicksilver
$200 minimum deposit
High APR
No sign-up bonus
The Bottom Line
The Good: The Capital One Quicksilver Secured Cash Rewards stands out for its 1.5% flat cashback on everything. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: $200 minimum deposit.
Our Verdict: With an editor score of 8/10, the Capital One Quicksilver Secured Cash Rewards is one of our top-rated cards in its category. With no annual fee, there's no risk in trying it.
Frequently Asked Questions
What is the annual fee for the Capital One Quicksilver Secured Cash Rewards?▾
The Capital One Quicksilver Secured Cash Rewards has no annual fee — you'll never be charged just for keeping the card open.
How do the rewards work on the Capital One Quicksilver Secured Cash Rewards?▾
The Capital One Quicksilver Secured Cash Rewards earns 1.5% on all purchases. Rewards are earned as cash back credited to your statement.
What credit score do I need for the Capital One Quicksilver Secured Cash Rewards?▾
The Capital One Quicksilver Secured Cash Rewards is recommended for applicants with poor (300-579) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Capital One Quicksilver Secured Cash Rewards charge a foreign transaction fee?▾
No — the Capital One Quicksilver Secured Cash Rewards has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the Capital One Quicksilver Secured Cash Rewards?▾
The Capital One Quicksilver Secured Cash Rewards has a variable purchase APR of 30.49%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Capital One Quicksilver Secured Cash Rewards best for?▾
The Capital One Quicksilver Secured Cash Rewards is best for Credit builders wanting flat-rate rewards. A key advantage: 1.5% flat cashback on everything.
Customer Reviews
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2,134 reviews
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