Capital One Venture Rewards
$95/yr
Capital One
Capital One Venture Rewards
4.5
(2,134 reviews)travel
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026Capital One's most popular travel card delivers 2x miles on every purchase — no categories, no tracking. The 75,000-mile welcome bonus is worth $750 toward travel, and miles transfer to 15+ partners including Air Canada Aeroplan, Turkish Miles&Smiles, and Wyndham for potentially higher value redemptions.
Annual Fee
$95
Purchase APR
19.99% – 29.99%
Rewards
2x base rate
Sign-Up Bonus
$750 value
Credit Score
Good (670-749)
Foreign Txn Fee
None
Who Should Get This Card
The Capital One Venture Rewards is best suited for established credit users who travelers wanting simple flat-rate miles. The $95 annual fee pays for itself if you spend $4,750+/year on this card.
This card is great if you…
- 2x miles on everything
- 75K welcome bonus
- TSA PreCheck/Global Entry credit
- Travelers wanting simple flat-rate miles
Consider another card if you…
- $95 annual fee
- Fewer premium perks than Venture X
- No lounge access
Rewards Breakdown
2x miles on all purchases, 5x on hotels & rental cars via Capital One Travel
| Category | Rate |
|---|---|
| Hotels (Capital One Travel) | 5x |
| Rental Cars (Capital One Travel) | 5x |
| Everything else | 2x |
Rewards Distribution
5x
top rate
Hotels (Capital One Travel)5x42%
Rental Cars (Capital One Travel)5x42%
Everything else2x17%
Sign-Up Bonus
75,000 miles after spending $4,000 in 3 months
Stable OfferRarely changes
Low: $750Avg: $750High: $750
Current
$750
Bonus History
23
24
26
Fees & APR
| Annual Fee | $95 |
| Purchase APR | 19.99% – 29.99% |
| Balance Transfer Fee | None |
| Foreign Transaction Fee | None |
| Late Fee | Up to $40 |
Pros & Cons
2x miles on everything
75K welcome bonus
TSA PreCheck/Global Entry credit
Transfer to 15+ partners
No foreign transaction fees
$95 annual fee
Fewer premium perks than Venture X
No lounge access
The Bottom Line
The Good: The Capital One Venture Rewards stands out for its 2x miles on everything. The welcome bonus worth $750 adds significant first-year value. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: $95 annual fee. The $95 annual fee means you need to use the card actively to justify the cost.
Our Verdict: With an editor score of 8/10, the Capital One Venture Rewards is one of our top-rated cards in its category. Make sure you'll earn at least $95 in value annually to justify the fee.
Frequently Asked Questions
What is the annual fee for the Capital One Venture Rewards?▾
The Capital One Venture Rewards has a $95 annual fee. Consider whether the rewards and perks you'll use offset this cost.
What is the sign-up bonus for the Capital One Venture Rewards?▾
The Capital One Venture Rewards currently offers a sign-up bonus worth approximately $750. 75,000 miles after spending $4,000 in 3 months Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the Capital One Venture Rewards?▾
The Capital One Venture Rewards earns 2x points on all purchases, and up to 5x points in select bonus categories. Points can be redeemed for travel, cash back, gift cards, and more.
What credit score do I need for the Capital One Venture Rewards?▾
The Capital One Venture Rewards is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Capital One Venture Rewards charge a foreign transaction fee?▾
No — the Capital One Venture Rewards has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the Capital One Venture Rewards?▾
The Capital One Venture Rewards has a variable purchase APR of 19.99% – 29.99%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Capital One Venture Rewards best for?▾
The Capital One Venture Rewards is best for Travelers wanting simple flat-rate miles. A key advantage: 2x miles on everything.
Annual Fee Break-Even
$1,000/mo
$100/mo$5,000/mo
Annual rewards earned: $240Annual fee: $95
Card pays for itself! You earn $145 more than the annual fee at this spend level.
Based on 2x base rewards rate @ 1¢ per point. Bonus category spending may reduce your break-even point.
Customer Reviews
4.5
2,134 reviews
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