Verdict · Updated April 2026
Amazon Prime Visa for Dining & Restaurants
The Amazon Prime Visa isn't optimized for dining & restaurants — ranked #35 of 40 eligible cards. Unless you already hold it for other reasons, consider one of the alternatives below.
Rank #35 of 4013th percentileConsider alternatives
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
Amazon Prime Visa
Chase · No annual fee
The essential card for Amazon Prime members. 5% back on all Amazon.com and Whole Foods purchases is hard to beat. The 2% on restaurants, gas, and transit makes it a solid everyday card too. No annual fee beyond your Prime membership.
Full card review
Earn math — Dining & Restaurants profile
Based on typical dining & restaurants spending of $19,200/year across the categories below.
Annual rewards
$276
Annual fee
$0
Net value
$276
Dining multiplierDelivery creditsFast-food codingCoffee shop bonuses
Where it falls short
- Only 2% on dining — pure dining-focused cards earn 3-4x
- No intro 0% APR and a high regular APR (27.49%) — carrying a balance is expensive
Top 3 alternatives for dining & restaurants
Cards that rank higher than or close to the Amazon Prime Visa on our dining & restaurants scoring model.
How the Amazon Prime Visa performs for other use cases
Frequently asked questions
Is the Amazon Prime Visa a good card for dining & restaurants?⌄
The Amazon Prime Visa isn't optimized for dining & restaurants — ranked #35 of 40 eligible cards. Unless you already hold it for other reasons, consider one of the alternatives below.
How much can I earn with the Amazon Prime Visa on dining & restaurants spending?⌄
At the typical dining & restaurants spending profile of $19,200/year, this card earns approximately $276 in rewards — net $276 after the $0 annual fee.
What are better alternatives to the Amazon Prime Visa for dining & restaurants?⌄
Our top 3 alternatives are U.S. Bank Altitude Reserve Visa Infinite, IHG One Rewards Premier Credit Card, Capital One SavorOne. Each ranks higher on our use-case scoring model for dining & restaurants.
What credit score do I need for the Amazon Prime Visa?⌄
The Amazon Prime Visa typically requires good credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the Amazon Prime Visa's annual fee worth it for this use case?⌄
The Amazon Prime Visa has no annual fee — there's no breakeven to clear, so any rewards earned on dining & restaurants spending are pure profit.
Want the full card review?
See rewards, fees, and all perks of the Amazon Prime Visa