Amazon Prime Visa
No fee
Chase
Amazon Prime Visa
4.5
(3,456 reviews)cashbackrewards
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026The essential card for Amazon Prime members. 5% back on all Amazon.com and Whole Foods purchases is hard to beat. The 2% on restaurants, gas, and transit makes it a solid everyday card too. No annual fee beyond your Prime membership.
Annual Fee
No annual fee
Purchase APR
19.49% – 27.49%
Rewards
1% base rate
Sign-Up Bonus
$200 value
Credit Score
Good (670-749)
Foreign Txn Fee
None
Who Should Get This Card
The Amazon Prime Visa is best suited for established credit users who amazon prime members who shop frequently on amazon. With no annual fee, there's zero cost to keep it in your wallet long-term.
This card is great if you…
- 5% at Amazon and Whole Foods
- No card annual fee
- Instant approval for Amazon shopping
- Amazon Prime members who shop frequently on Amazon
Consider another card if you…
- Requires Prime membership ($139/yr)
- 5% only for Prime members
- Rewards best spent on Amazon
Rewards Breakdown
5% Amazon & Whole Foods, 2% restaurants/gas/transit, 1% everything else
| Category | Rate |
|---|---|
| Amazon.com | 5% |
| Whole Foods | 5% |
| Restaurants | 2% |
| Gas Stations | 2% |
| Transit | 2% |
| Everything else | 1% |
Rewards Distribution
5%
top rate
Amazon.com5%29%
Whole Foods5%29%
Restaurants2%12%
Gas Stations2%12%
Transit2%12%
Everything else1%6%
Sign-Up Bonus
$200 Amazon gift card upon approval
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 19.49% – 27.49% |
| Balance Transfer Fee | 5% |
| Foreign Transaction Fee | None |
| Late Fee | Up to $40 |
Pros & Cons
5% at Amazon and Whole Foods
No card annual fee
Instant approval for Amazon shopping
No FTF
Requires Prime membership ($139/yr)
5% only for Prime members
Rewards best spent on Amazon
The Bottom Line
The Good: The Amazon Prime Visa stands out for its 5% at amazon and whole foods. The welcome bonus worth $200 adds significant first-year value. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: Requires Prime membership ($139/yr).
Our Verdict: With an editor score of 8/10, the Amazon Prime Visa is one of our top-rated cards in its category. With no annual fee, there's no risk in trying it.
Frequently Asked Questions
What is the annual fee for the Amazon Prime Visa?▾
The Amazon Prime Visa has no annual fee — you'll never be charged just for keeping the card open.
What is the sign-up bonus for the Amazon Prime Visa?▾
The Amazon Prime Visa currently offers a sign-up bonus worth approximately $200. $200 Amazon gift card upon approval Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the Amazon Prime Visa?▾
The Amazon Prime Visa earns 1% on all purchases, and up to 5% in select bonus categories. Rewards are earned as cash back credited to your statement.
What credit score do I need for the Amazon Prime Visa?▾
The Amazon Prime Visa is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Amazon Prime Visa charge a foreign transaction fee?▾
No — the Amazon Prime Visa has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the Amazon Prime Visa?▾
The Amazon Prime Visa has a variable purchase APR of 19.49% – 27.49%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Amazon Prime Visa best for?▾
The Amazon Prime Visa is best for Amazon Prime members who shop frequently on Amazon. A key advantage: 5% at amazon and whole foods.
Customer Reviews
4.5
3,456 reviews
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