Capital One Venture Rewards Credit Card
$95/yr
Capital One
Capital One Venture Rewards Credit Card
4.5
(2,345 reviews)travelrewards
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026Capital One's popular mid-tier travel card offers 2x miles on every purchase with no caps. Miles transfer to 15+ airline and hotel partners, or erase travel purchases at 1¢/mile. The $100 travel credit for Global Entry/TSA Pre helps offset the $95 annual fee.
Annual Fee
$95
Purchase APR
19.49% – 29.49%
Rewards
2x base rate
Sign-Up Bonus
$750 value
Credit Score
Excellent (750+)
Foreign Txn Fee
None
Who Should Get This Card
The Capital One Venture Rewards Credit Card is best suited for experienced cardholders who travelers who want simple, flexible miles earning. The $95 annual fee pays for itself if you spend $4,750+/year on this card.
This card is great if you…
- Unlimited 2x on everything
- Strong sign-up bonus
- Transfer to 15+ partners
- Travelers who want simple, flexible miles earning
Consider another card if you…
- $95 annual fee
- Less valuable than Venture X
- No lounge access
Rewards Breakdown
5x hotels/car rentals via Capital One Travel, 2x on everything else
| Category | Rate |
|---|---|
| Hotels via Capital One Travel | 5x |
| Car Rentals via Capital One Travel | 5x |
| Everything else | 2x |
Rewards Distribution
5x
top rate
Hotels via Capital One Travel5x42%
Car Rentals via Capital One Travel5x42%
Everything else2x17%
Sign-Up Bonus
75,000 miles after spending $4,000 in 3 months
Fees & APR
| Annual Fee | $95 |
| Purchase APR | 19.49% – 29.49% |
| Balance Transfer Fee | None |
| Foreign Transaction Fee | None |
| Late Fee | Up to $40 |
Pros & Cons
Unlimited 2x on everything
Strong sign-up bonus
Transfer to 15+ partners
No FTF
$95 annual fee
Less valuable than Venture X
No lounge access
The Bottom Line
The Good: The Capital One Venture Rewards Credit Card stands out for its unlimited 2x on everything. The welcome bonus worth $750 adds significant first-year value. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: $95 annual fee. The $95 annual fee means you need to use the card actively to justify the cost. You'll need excellent credit (750+) to qualify.
Our Verdict: With an editor score of 8/10, the Capital One Venture Rewards Credit Card is one of our top-rated cards in its category. Make sure you'll earn at least $95 in value annually to justify the fee.
Frequently Asked Questions
What is the annual fee for the Capital One Venture Rewards Credit Card?▾
The Capital One Venture Rewards Credit Card has a $95 annual fee. Consider whether the rewards and perks you'll use offset this cost.
What is the sign-up bonus for the Capital One Venture Rewards Credit Card?▾
The Capital One Venture Rewards Credit Card currently offers a sign-up bonus worth approximately $750. 75,000 miles after spending $4,000 in 3 months Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the Capital One Venture Rewards Credit Card?▾
The Capital One Venture Rewards Credit Card earns 2x points on all purchases, and up to 5x points in select bonus categories. Points can be redeemed for travel, cash back, gift cards, and more.
What credit score do I need for the Capital One Venture Rewards Credit Card?▾
The Capital One Venture Rewards Credit Card is recommended for applicants with excellent (750+) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Capital One Venture Rewards Credit Card charge a foreign transaction fee?▾
No — the Capital One Venture Rewards Credit Card has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the Capital One Venture Rewards Credit Card?▾
The Capital One Venture Rewards Credit Card has a variable purchase APR of 19.49% – 29.49%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Capital One Venture Rewards Credit Card best for?▾
The Capital One Venture Rewards Credit Card is best for Travelers who want simple, flexible miles earning. A key advantage: unlimited 2x on everything.
Annual Fee Break-Even
$1,000/mo
$100/mo$5,000/mo
Annual rewards earned: $240Annual fee: $95
Card pays for itself! You earn $145 more than the annual fee at this spend level.
Based on 2x base rewards rate @ 1¢ per point. Bonus category spending may reduce your break-even point.
Customer Reviews
4.5
2,345 reviews
5
0
4
0
3
0
2
0
1
0
No reviews yet. Be the first to review this card.
Was this page helpful?
