Brex Card
No fee
Brex
Brex Card
4.3
(678 reviews)businessrewards
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026A charge card designed for startups and tech companies. Incredible bonus categories (8x rideshare, 5x travel, 4x dining) and built-in expense management. No personal guarantee and no annual fee, but you must pay the balance in full each month.
Annual Fee
No annual fee
Purchase APR
0%
Rewards
1x base rate
Sign-Up Bonus
$1100 value
Credit Score
Good (670-749)
Foreign Txn Fee
None
Who Should Get This Card
The Brex Card is best suited for established credit users who funded startups and tech companies. With no annual fee, there's zero cost to keep it in your wallet long-term.
This card is great if you…
- Best-in-class startup rewards
- No personal guarantee
- No annual fee
- Funded startups and tech companies
Consider another card if you…
- Must pay in full monthly
- Requires funded business
- Not for sole proprietors
Rewards Breakdown
8x rideshare, 5x travel via Brex, 4x restaurants, 3x recurring SaaS, 1x everything else
| Category | Rate |
|---|---|
| Rideshare | 8x |
| Travel (via Brex) | 5x |
| Restaurants | 4x |
| Recurring SaaS | 3x |
| Everything else | 1x |
Rewards Distribution
8x
top rate
Rideshare8x38%
Travel (via Brex)5x24%
Restaurants4x19%
Recurring SaaS3x14%
Everything else1x5%
Sign-Up Bonus
Up to 110,000 points for qualifying startups
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 0% |
| Balance Transfer Fee | None |
| Foreign Transaction Fee | None |
| Late Fee | Up to $0 |
Pros & Cons
Best-in-class startup rewards
No personal guarantee
No annual fee
Built-in expense tools
Must pay in full monthly
Requires funded business
Not for sole proprietors
No credit building
The Bottom Line
The Good: The Brex Card stands out for its best-in-class startup rewards. The welcome bonus worth $1,100 adds significant first-year value. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: Must pay in full monthly.
Our Verdict: With an editor score of 8/10, the Brex Card is one of our top-rated cards in its category. With no annual fee, there's no risk in trying it.
Frequently Asked Questions
What is the annual fee for the Brex Card?▾
The Brex Card has no annual fee — you'll never be charged just for keeping the card open.
What is the sign-up bonus for the Brex Card?▾
The Brex Card currently offers a sign-up bonus worth approximately $1,100. Up to 110,000 points for qualifying startups Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the Brex Card?▾
The Brex Card earns 1x points on all purchases, and up to 8x points in select bonus categories. Points can be redeemed for travel, cash back, gift cards, and more.
What credit score do I need for the Brex Card?▾
The Brex Card is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Brex Card charge a foreign transaction fee?▾
No — the Brex Card has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the Brex Card?▾
The Brex Card has a variable purchase APR of 0%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Brex Card best for?▾
The Brex Card is best for Funded startups and tech companies. A key advantage: best-in-class startup rewards.
Customer Reviews
4.3
678 reviews
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