Brex Card vs Ramp Corporate Card
Head-to-head comparison of every feature, fee, and perk
At a Glance
Annual Fee
No annual fee
vs
No annual fee
Base Rewards
1x
vs
1.5%
Sign-Up Bonus
$1,100
vs
None
Editor Score
8/10
vs
7/10
Detailed Comparison
| Category wins | 4/6 | 2/6 |
| Fees & APR | ||
| Annual Fee | No annual fee★ Lowest | No annual fee |
| Purchase APR | 0% | 0% |
| Intro APR (Purchases) | ||
| Intro APR (Balance Transfer) | ||
| Foreign Txn Fee | None★ Lowest | None |
| Balance Transfer Fee | None | None |
| Rewards | ||
| Rewards Type | Points | Cashback |
| Base Rewards Rate | 1x✗ Lowest | 1.5%★ Highest |
| Bonus Categories | 8x Rideshare · 5x Travel (via Brex) · 4x Restaurants | |
| Sign-Up Bonus | $1,100 value★ Highest | ✗ Lowest |
| Eligibility | ||
| Credit Score | Good (670-749) | Good (670-749) |
| Network | Mastercard | Visa |
| At a Glance | ||
| Best For | Funded startups and tech companies | Growing companies that want expense management + cashback |
| Ratings | ||
| User Rating | 4.3 / 5✗ Lowest | 4.4 / 5★ Highest |
| Editor Score | 8 / 10★ Highest | 7 / 10✗ Lowest |
| Apply Now | Apply | Apply |
| Full Review | View details → | View details → |
| Pros & Cons | ||
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Our Verdict
Two corporate charge cards for startups. Brex earns 8x rideshare, 5x travel, 4x dining, 3x SaaS — the best startup rewards available. Ramp earns 1.5% on everything but pairs it with AI-powered expense management that saves companies an average of 5% on spending. Brex wins on rewards rates. Ramp wins on expense management software. If you want maximum points: Brex. If you want to reduce overall company spending: Ramp. Many growing companies eventually use both.
It depends on your priorities — both are excellent choices
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Common Questions
Which is better: Brex Card or Ramp Corporate Card?
It depends on your spending habits. The Brex Card has no annual fee and earns 1x base rewards. The Ramp Corporate Card has no annual fee and earns 1.5% base rewards. Compare their bonus categories above to see which aligns better with your spending.
What is the annual fee difference between Brex Card and Ramp Corporate Card?
The Brex Card has no annual fee while the Ramp Corporate Card has no annual fee. Both cards have the same annual fee, so the decision comes down to rewards structure and perks.
Can I have both the Brex Card and Ramp Corporate Card?
Yes, since these cards are from different issuers (Brex and Ramp), you can hold both. Many people pair cards from different banks to maximize bonus category coverage across all their spending.