Ramp Corporate Card
No fee
Ramp
Ramp Corporate Card
4.4
(567 reviews)business
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026Ramp combines a corporate credit card with powerful expense management software. The 1.5% cashback is solid for a charge card, but the real value is in Ramp's AI-powered spend management that helps companies reduce expenses by an average of 5%.
Annual Fee
No annual fee
Purchase APR
0%
Rewards
1.5% base rate
Sign-Up Bonus
None
Credit Score
Good (670-749)
Foreign Txn Fee
None
Who Should Get This Card
The Ramp Corporate Card is best suited for established credit users who growing companies that want expense management + cashback. With no annual fee, there's zero cost to keep it in your wallet long-term.
This card is great if you…
- Free expense management software
- AI savings insights
- No annual fee
- Growing companies that want expense management + cashback
Consider another card if you…
- Must pay in full
- Requires incorporated business
- 1.5% is lower than some competitors
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 0% |
| Balance Transfer Fee | None |
| Foreign Transaction Fee | None |
| Late Fee | Up to $0 |
Pros & Cons
Free expense management software
AI savings insights
No annual fee
Unlimited cards for employees
Must pay in full
Requires incorporated business
1.5% is lower than some competitors
The Bottom Line
The Good: The Ramp Corporate Card stands out for its free expense management software. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: Must pay in full.
Our Verdict: The Ramp Corporate Card scores 7/10 — a solid option for growing companies that want expense management + cashback. With no annual fee, there's no risk in trying it.
Frequently Asked Questions
What is the annual fee for the Ramp Corporate Card?▾
The Ramp Corporate Card has no annual fee — you'll never be charged just for keeping the card open.
How do the rewards work on the Ramp Corporate Card?▾
The Ramp Corporate Card earns 1.5% on all purchases. Rewards are earned as cash back credited to your statement.
What credit score do I need for the Ramp Corporate Card?▾
The Ramp Corporate Card is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Ramp Corporate Card charge a foreign transaction fee?▾
No — the Ramp Corporate Card has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the Ramp Corporate Card?▾
The Ramp Corporate Card has a variable purchase APR of 0%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Ramp Corporate Card best for?▾
The Ramp Corporate Card is best for Growing companies that want expense management + cashback. A key advantage: free expense management software.
Customer Reviews
4.4
567 reviews
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Gas Stations2%
Everything else1%
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