Chase Freedom Rise
No fee
Chase
Chase Freedom Rise
4.2
(654 reviews)studentcashback
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026Chase's student card earns an impressive 1.5% on all purchases — the same rate as many mainstream cards — making it one of the most rewarding cards for college students building credit. A $25 Good Standing reward each account anniversary incentivizes responsible use. Path to upgrading to Chase Freedom Unlimited after graduation.
Annual Fee
No annual fee
Purchase APR
26.99%
Rewards
1.5% base rate
Sign-Up Bonus
$25 value
Credit Score
No Credit History
Foreign Txn Fee
3%
Who Should Get This Card
The Chase Freedom Rise is best suited for those building credit who college students starting their credit journey. With no annual fee, there's zero cost to keep it in your wallet long-term.
This card is great if you…
- 1.5% cashback — exceptional for student card
- No annual fee
- $25 annual Good Standing Reward
- College students starting their credit journey
Consider another card if you…
- 3% foreign transaction fee
- No bonus categories
- High single APR rate
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 26.99% |
| Balance Transfer Fee | 3% |
| Foreign Transaction Fee | 3% |
| Late Fee | Up to $40 |
Pros & Cons
1.5% cashback — exceptional for student card
No annual fee
$25 annual Good Standing Reward
Path to Chase ecosystem
No credit history required
3% foreign transaction fee
No bonus categories
High single APR rate
The Bottom Line
The Good: The Chase Freedom Rise stands out for its 1.5% cashback — exceptional for student card. The welcome bonus worth $25 adds significant first-year value.
The Not So Good: 3% foreign transaction fee.
Our Verdict: The Chase Freedom Rise scores 7/10 — a solid option for college students starting their credit journey. With no annual fee, there's no risk in trying it.
Frequently Asked Questions
What is the annual fee for the Chase Freedom Rise?▾
The Chase Freedom Rise has no annual fee — you'll never be charged just for keeping the card open.
What is the sign-up bonus for the Chase Freedom Rise?▾
The Chase Freedom Rise currently offers a sign-up bonus worth approximately $25. $25 after your first purchase Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the Chase Freedom Rise?▾
The Chase Freedom Rise earns 1.5% on all purchases. Rewards are earned as cash back credited to your statement.
What credit score do I need for the Chase Freedom Rise?▾
The Chase Freedom Rise is recommended for applicants with no credit history credit. Approval is not guaranteed and depends on your full credit profile.
Does the Chase Freedom Rise charge a foreign transaction fee?▾
Yes, the Chase Freedom Rise charges a 3% foreign transaction fee on purchases processed outside the U.S.
What is the APR on the Chase Freedom Rise?▾
The Chase Freedom Rise has a variable purchase APR of 26.99%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Chase Freedom Rise best for?▾
The Chase Freedom Rise is best for College students starting their credit journey. A key advantage: 1.5% cashback — exceptional for student card.
Customer Reviews
4.2
654 reviews
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