Verdict · Updated April 2026
Chase Ink Business Preferred for Travel
The Chase Ink Business Preferred is a solid pick for travel — ranked #22 of 54 eligible cards. It's a reasonable choice but not the category leader; check the alternatives below before committing.
Rank #22 of 5460th percentileSolid option — check alternatives
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
Chase Ink Business Preferred
Chase · $95 annual fee
The top business travel rewards card for entrepreneurs and growing companies. The 90,000-point sign-up bonus is worth $1,125 toward travel via Chase, and 3x on key business categories like travel, advertising, and shipping adds up fast. Points transfer to 14 airline and hotel partners at 1:1 ratio.
Full card review
Earn math — Travel profile
Based on typical travel spending of $25,200/year across the categories below.
Annual rewards
$666
Annual fee
$95
Net value
$571
Transfer partnersLounge accessNo foreign transaction feeTrip protection
Where the Chase Ink Business Preferred wins for travel
- 3x on travel — top-tier earning for this use case
- No foreign transaction fee — saves 2-3% on every international purchase
- Trip cancellation and baggage protection often pay for the annual fee alone
Where it falls short
- No intro 0% APR and a high regular APR (26.24%) — carrying a balance is expensive
Top 3 alternatives for travel
Cards that rank higher than or close to the Chase Ink Business Preferred on our travel scoring model.
How the Chase Ink Business Preferred performs for other use cases
Frequently asked questions
Is the Chase Ink Business Preferred a good card for travel?⌄
The Chase Ink Business Preferred is a solid pick for travel — ranked #22 of 54 eligible cards. It's a reasonable choice but not the category leader; check the alternatives below before committing.
How much can I earn with the Chase Ink Business Preferred on travel spending?⌄
At the typical travel spending profile of $25,200/year, this card earns approximately $666 in rewards — net $571 after the $95 annual fee.
What are better alternatives to the Chase Ink Business Preferred for travel?⌄
Our top 3 alternatives are IHG One Rewards Premier Credit Card, Citi Strata Premier Card, American Express Platinum. Each ranks higher on our use-case scoring model for travel.
What credit score do I need for the Chase Ink Business Preferred?⌄
The Chase Ink Business Preferred typically requires good credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the Chase Ink Business Preferred's annual fee worth it for this use case?⌄
The $95 annual fee breaks even when you earn $95 in rewards. At the typical travel profile ($25,200/year), this card earns $666 — net positive after the fee.
Want the full card review?
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