Ink Business Premier Credit Card
$195/yr
Chase
Ink Business Premier Credit Card
4.2
(567 reviews)businesstravel
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026Chase's premium business card is built for companies with large expenses. The 2.5% back on purchases $5,000+ is the highest flat rate available for big-ticket spending. The $1,000 sign-up bonus is massive, though the $10K spend requirement is steep.
Annual Fee
$195
Purchase APR
21.49% – 29.49%
Rewards
2% base rate
Sign-Up Bonus
$1000 value
Credit Score
Excellent (750+)
Foreign Txn Fee
None
Who Should Get This Card
The Ink Business Premier Credit Card is best suited for experienced cardholders who businesses with high per-transaction spending. The $195 annual fee pays for itself if you spend $9,750+/year on this card.
This card is great if you…
- 2.5% on large purchases
- Massive $1,000 sign-up bonus
- 2% base rate on everything
- Businesses with high per-transaction spending
Consider another card if you…
- $195 annual fee
- High minimum spend for bonus
- Cash back only — no UR points
Rewards Breakdown
2.5% on $5K+ purchases, 2% on other purchases
| Category | Rate |
|---|---|
| Purchases $5,000+ | 2.5% |
| Everything else | 2% |
Rewards Distribution
2.5%
top rate
Purchases $5,000+2.5%56%
Everything else2%44%
Sign-Up Bonus
$1,000 cash back after spending $10,000 in 3 months
Fees & APR
| Annual Fee | $195 |
| Purchase APR | 21.49% – 29.49% |
| Balance Transfer Fee | 5% |
| Foreign Transaction Fee | None |
| Late Fee | Up to $40 |
Pros & Cons
2.5% on large purchases
Massive $1,000 sign-up bonus
2% base rate on everything
No FTF
$195 annual fee
High minimum spend for bonus
Cash back only — no UR points
The Bottom Line
The Good: The Ink Business Premier Credit Card stands out for its 2.5% on large purchases. The welcome bonus worth $1,000 adds significant first-year value. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: $195 annual fee. The $195 annual fee means you need to use the card actively to justify the cost. You'll need excellent credit (750+) to qualify.
Our Verdict: With an editor score of 8/10, the Ink Business Premier Credit Card is one of our top-rated cards in its category. Make sure you'll earn at least $195 in value annually to justify the fee.
Frequently Asked Questions
What is the annual fee for the Ink Business Premier Credit Card?▾
The Ink Business Premier Credit Card has a $195 annual fee. Consider whether the rewards and perks you'll use offset this cost.
What is the sign-up bonus for the Ink Business Premier Credit Card?▾
The Ink Business Premier Credit Card currently offers a sign-up bonus worth approximately $1,000. $1,000 cash back after spending $10,000 in 3 months Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the Ink Business Premier Credit Card?▾
The Ink Business Premier Credit Card earns 2% on all purchases, and up to 2.5% in select bonus categories. Rewards are earned as cash back credited to your statement.
What credit score do I need for the Ink Business Premier Credit Card?▾
The Ink Business Premier Credit Card is recommended for applicants with excellent (750+) credit. Approval is not guaranteed and depends on your full credit profile.
Does the Ink Business Premier Credit Card charge a foreign transaction fee?▾
No — the Ink Business Premier Credit Card has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the Ink Business Premier Credit Card?▾
The Ink Business Premier Credit Card has a variable purchase APR of 21.49% – 29.49%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the Ink Business Premier Credit Card best for?▾
The Ink Business Premier Credit Card is best for Businesses with high per-transaction spending. A key advantage: 2.5% on large purchases.
Annual Fee Break-Even
$1,000/mo
$100/mo$5,000/mo
Annual rewards earned: $240Annual fee: $195
Card pays for itself! You earn $45 more than the annual fee at this spend level.
Based on 2% base rewards rate. Bonus category spending may reduce your break-even point.
Customer Reviews
4.2
567 reviews
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