Verdict · Updated April 2026
Ink Business Premier Credit Card for Travel
The Ink Business Premier Credit Card isn't optimized for travel — ranked #43 of 54 eligible cards. Unless you already hold it for other reasons, consider one of the alternatives below.
Rank #43 of 5421th percentileConsider alternatives
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
Ink Business Premier Credit Card
Chase · $195 annual fee
Chase's premium business card is built for companies with large expenses. The 2.5% back on purchases $5,000+ is the highest flat rate available for big-ticket spending. The $1,000 sign-up bonus is massive, though the $10K spend requirement is steep.
Full card review
Earn math — Travel profile
Based on typical travel spending of $25,200/year across the categories below.
Annual rewards
$504
Annual fee
$195
Net value
$309
Transfer partnersLounge accessNo foreign transaction feeTrip protection
Where the Ink Business Premier Credit Card wins for travel
- No foreign transaction fee — saves 2-3% on every international purchase
- Trip cancellation and baggage protection often pay for the annual fee alone
Where it falls short
- Limited travel-specific perks — stronger travel cards exist
- No intro 0% APR and a high regular APR (29.49%) — carrying a balance is expensive
Top 3 alternatives for travel
Cards that rank higher than or close to the Ink Business Premier Credit Card on our travel scoring model.
How the Ink Business Premier Credit Card performs for other use cases
Frequently asked questions
Is the Ink Business Premier Credit Card a good card for travel?⌄
The Ink Business Premier Credit Card isn't optimized for travel — ranked #43 of 54 eligible cards. Unless you already hold it for other reasons, consider one of the alternatives below.
How much can I earn with the Ink Business Premier Credit Card on travel spending?⌄
At the typical travel spending profile of $25,200/year, this card earns approximately $504 in rewards — net $309 after the $195 annual fee.
What are better alternatives to the Ink Business Premier Credit Card for travel?⌄
Our top 3 alternatives are IHG One Rewards Premier Credit Card, Citi Strata Premier Card, American Express Platinum. Each ranks higher on our use-case scoring model for travel.
What credit score do I need for the Ink Business Premier Credit Card?⌄
The Ink Business Premier Credit Card typically requires excellent credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the Ink Business Premier Credit Card's annual fee worth it for this use case?⌄
The $195 annual fee breaks even when you earn $195 in rewards. At the typical travel profile ($25,200/year), this card earns $504 — net positive after the fee.
Want the full card review?
See rewards, fees, and all perks of the Ink Business Premier Credit Card