Verdict · Updated April 2026
Costco Anywhere Visa by Citi for Dining & Restaurants
The Costco Anywhere Visa by Citi is a solid pick for dining & restaurants — ranked #11 of 40 eligible cards. It's a reasonable choice but not the category leader; check the alternatives below before committing.
Rank #11 of 4074th percentileSolid option — check alternatives
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
Costco Anywhere Visa by Citi
Citi · No annual fee
If you already have a Costco membership, this card is essentially free and earns some of the best rates available — 4% on gas, 3% on travel and dining, 2% at Costco. Heavy drivers can earn hundreds per year on gas alone. Rewards paid annually in February, usable at Costco or redeemable for cash.
Full card review
Earn math — Dining & Restaurants profile
Based on typical dining & restaurants spending of $19,200/year across the categories below.
Annual rewards
$192
Annual fee
$0
Net value
$192
Dining multiplierDelivery creditsFast-food codingCoffee shop bonuses
Where the Costco Anywhere Visa by Citi wins for dining & restaurants
- 3% on dining — solid multiplier for restaurants and delivery
Top 3 alternatives for dining & restaurants
Cards that rank higher than or close to the Costco Anywhere Visa by Citi on our dining & restaurants scoring model.
How the Costco Anywhere Visa by Citi performs for other use cases
Frequently asked questions
Is the Costco Anywhere Visa by Citi a good card for dining & restaurants?⌄
The Costco Anywhere Visa by Citi is a solid pick for dining & restaurants — ranked #11 of 40 eligible cards. It's a reasonable choice but not the category leader; check the alternatives below before committing.
How much can I earn with the Costco Anywhere Visa by Citi on dining & restaurants spending?⌄
At the typical dining & restaurants spending profile of $19,200/year, this card earns approximately $192 in rewards — net $192 after the $0 annual fee.
What are better alternatives to the Costco Anywhere Visa by Citi for dining & restaurants?⌄
Our top 3 alternatives are U.S. Bank Altitude Reserve Visa Infinite, IHG One Rewards Premier Credit Card, Capital One SavorOne. Each ranks higher on our use-case scoring model for dining & restaurants.
What credit score do I need for the Costco Anywhere Visa by Citi?⌄
The Costco Anywhere Visa by Citi typically requires excellent credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the Costco Anywhere Visa by Citi's annual fee worth it for this use case?⌄
The Costco Anywhere Visa by Citi has no annual fee — there's no breakeven to clear, so any rewards earned on dining & restaurants spending are pure profit.
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