Verdict · Updated April 2026
Costco Anywhere Visa by Citi for Travel
The Costco Anywhere Visa by Citi is workable for travel but not the strongest fit — ranked #34 of 54 eligible cards. Several cards listed in alternatives outperform it for this specific use case.
Rank #34 of 5438th percentileWorkable but not optimal
Reviewed by CardCompare Editorial Board
|Data-driven ranking|Updated April 2026
Costco Anywhere Visa by Citi
Citi · No annual fee
If you already have a Costco membership, this card is essentially free and earns some of the best rates available — 4% on gas, 3% on travel and dining, 2% at Costco. Heavy drivers can earn hundreds per year on gas alone. Rewards paid annually in February, usable at Costco or redeemable for cash.
Full card review
Earn math — Travel profile
Based on typical travel spending of $25,200/year across the categories below.
Annual rewards
$252
Annual fee
$0
Net value
$252
Transfer partnersLounge accessNo foreign transaction feeTrip protection
Where the Costco Anywhere Visa by Citi wins for travel
- 3% on travel — top-tier earning for this use case
- No foreign transaction fee — saves 2-3% on every international purchase
Top 3 alternatives for travel
Cards that rank higher than or close to the Costco Anywhere Visa by Citi on our travel scoring model.
How the Costco Anywhere Visa by Citi performs for other use cases
Frequently asked questions
Is the Costco Anywhere Visa by Citi a good card for travel?⌄
The Costco Anywhere Visa by Citi is workable for travel but not the strongest fit — ranked #34 of 54 eligible cards. Several cards listed in alternatives outperform it for this specific use case.
How much can I earn with the Costco Anywhere Visa by Citi on travel spending?⌄
At the typical travel spending profile of $25,200/year, this card earns approximately $252 in rewards — net $252 after the $0 annual fee.
What are better alternatives to the Costco Anywhere Visa by Citi for travel?⌄
Our top 3 alternatives are IHG One Rewards Premier Credit Card, Citi Strata Premier Card, American Express Platinum. Each ranks higher on our use-case scoring model for travel.
What credit score do I need for the Costco Anywhere Visa by Citi?⌄
The Costco Anywhere Visa by Citi typically requires excellent credit. Approval also depends on income, existing debt, and application history — a score in the stated range doesn't guarantee approval.
Is the Costco Anywhere Visa by Citi's annual fee worth it for this use case?⌄
The Costco Anywhere Visa by Citi has no annual fee — there's no breakeven to clear, so any rewards earned on travel spending are pure profit.
Want the full card review?
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