World of Hyatt Credit Card
$95/yr
Chase
World of Hyatt Credit Card
4.5
(756 reviews)travel
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026Hyatt points are widely considered the most valuable hotel currency — routinely worth 1.7–2.5 cents each. The annual free night at a Category 1–4 property alone can justify the $95 fee. The 60,000-point sign-up bonus can unlock multiple free nights at premium properties, including Park Hyatt hotels that command $500+/night.
Annual Fee
$95
Purchase APR
21.49% – 28.49%
Rewards
1x base rate
Sign-Up Bonus
$600 value
Credit Score
Good (670-749)
Foreign Txn Fee
None
Who Should Get This Card
The World of Hyatt Credit Card is best suited for established credit users who hyatt loyalists who value premium hotel stays. The $95 annual fee pays for itself if you spend $9,500+/year on this card.
This card is great if you…
- Hyatt points among most valuable hotel currency
- Annual free night certificate
- 60K point welcome offer
- Hyatt loyalists who value premium hotel stays
Consider another card if you…
- $95 annual fee
- Hyatt has smaller portfolio than Marriott/Hilton
- 1x on most purchases
Rewards Breakdown
4x Hyatt hotels, 2x dining/fitness/airfare/transit, 1x everything else
| Category | Rate |
|---|---|
| Hyatt Hotels & Resorts | 4x |
| Dining | 2x |
| Fitness clubs | 2x |
| Airline tickets (direct) | 2x |
| Transit & commuting | 2x |
| Everything else | 1x |
Rewards Distribution
4x
top rate
Hyatt Hotels & Resorts4x31%
Dining2x15%
Fitness clubs2x15%
Airline tickets (direct)2x15%
Transit & commuting2x15%
Everything else1x8%
Sign-Up Bonus
30,000 points after $3,000 in 3 months + 30,000 more after $6,000 in 6 months
Fees & APR
| Annual Fee | $95 |
| Purchase APR | 21.49% – 28.49% |
| Balance Transfer Fee | 5% |
| Foreign Transaction Fee | None |
| Late Fee | Up to $40 |
Pros & Cons
Hyatt points among most valuable hotel currency
Annual free night certificate
60K point welcome offer
Discoverist status + 5th night free
2x on diverse categories
$95 annual fee
Hyatt has smaller portfolio than Marriott/Hilton
1x on most purchases
The Bottom Line
The Good: The World of Hyatt Credit Card stands out for its hyatt points among most valuable hotel currency. The welcome bonus worth $600 adds significant first-year value. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: $95 annual fee. The $95 annual fee means you need to use the card actively to justify the cost.
Our Verdict: With an editor score of 9/10, the World of Hyatt Credit Card is one of our top-rated cards in its category. Make sure you'll earn at least $95 in value annually to justify the fee.
Frequently Asked Questions
What is the annual fee for the World of Hyatt Credit Card?▾
The World of Hyatt Credit Card has a $95 annual fee. Consider whether the rewards and perks you'll use offset this cost.
What is the sign-up bonus for the World of Hyatt Credit Card?▾
The World of Hyatt Credit Card currently offers a sign-up bonus worth approximately $600. 30,000 points after $3,000 in 3 months + 30,000 more after $6,000 in 6 months Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the World of Hyatt Credit Card?▾
The World of Hyatt Credit Card earns 1x points on all purchases, and up to 4x points in select bonus categories. Points can be redeemed for travel, cash back, gift cards, and more.
What credit score do I need for the World of Hyatt Credit Card?▾
The World of Hyatt Credit Card is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the World of Hyatt Credit Card charge a foreign transaction fee?▾
No — the World of Hyatt Credit Card has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the World of Hyatt Credit Card?▾
The World of Hyatt Credit Card has a variable purchase APR of 21.49% – 28.49%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the World of Hyatt Credit Card best for?▾
The World of Hyatt Credit Card is best for Hyatt loyalists who value premium hotel stays. A key advantage: hyatt points among most valuable hotel currency.
Annual Fee Break-Even
$1,000/mo
$100/mo$5,000/mo
Annual rewards earned: $180Annual fee: $95
Card pays for itself! You earn $85 more than the annual fee at this spend level.
Based on 1x base rewards rate @ 1.5¢ per point. Bonus category spending may reduce your break-even point.
Customer Reviews
4.5
756 reviews
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