Capital One Venture X Rewards vs Chase Ink Business Preferred

The Capital One Venture X Rewards ($395/year) and the Chase Ink Business Preferred ($95/year) compete on different axes. The Capital One Venture X Rewards's strongest category is 10x on Hotels & Cars (Capital One), while the Chase Ink Business Preferred leads with 3x on Travel. The Capital One Venture X Rewards costs $300 more per year, so you need at least $300 in incremental rewards to justify it over the Chase Ink Business Preferred. At typical spend levels this breaks even somewhere between $9,000 and $18,000 in bonus-category purchases annually. Our model scores these cards effectively even (3-3). Pick the Capital One Venture X Rewards if you spend heavily on hotels & cars (capital one); pick the Chase Ink Business Preferred if you spend heavily on travel.

Too close to call — pick based on your primary spending category