Wells Fargo Autograph Journey Card vs Chase Sapphire Preferred
Head-to-head comparison of every feature, fee, and perk
At a Glance
Annual Fee
$95
vs
$95
Base Rewards
1x
vs
1x
Sign-Up Bonus
$600
vs
$750
Editor Score
8/10
vs
9/10
Detailed Comparison
| Category wins | 3/6 | 3/6 |
| Fees & APR | ||
| Annual Fee | $95★ Lowest | $95 |
| Purchase APR | 21.49% – 29.49% | 21.49% – 28.49% |
| Intro APR (Purchases) | ||
| Intro APR (Balance Transfer) | ||
| Foreign Txn Fee | None★ Lowest | None |
| Balance Transfer Fee | 3% | 5% |
| Rewards | ||
| Rewards Type | Points | Points |
| Base Rewards Rate | 1x★ Highest | 1x |
| Bonus Categories | 5x Hotels · 4x Airlines · 3x Other Travel | 5x Travel (Chase) · 3x Dining · 3x Online Groceries |
| Sign-Up Bonus | $600 value✗ Lowest | $750 value★ Highest |
| Eligibility | ||
| Credit Score | Excellent (750+) | Excellent (750+) |
| Network | Visa | Visa |
| At a Glance | ||
| Best For | Travelers who want high hotel and airline multipliers with transfer flexibility | Frequent travelers who dine out often |
| Ratings | ||
| User Rating | 4.3 / 5✗ Lowest | 4.7 / 5★ Highest |
| Editor Score | 8 / 10✗ Lowest | 9 / 10★ Highest |
| Apply Now | Apply | Apply |
| Full Review | View details → | View details → |
| Pros & Cons | ||
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Our Verdict
Two $95 travel cards with different strengths. The Autograph Journey earns 5x on hotels and 4x on airlines with a 50% transfer bonus to partners. The Sapphire Preferred earns 5x through Chase Travel, 3x on dining, and has a stronger transfer partner network with 14+ partners. Chase's ecosystem (Freedom Flex/Unlimited stacking) and partner depth give it an edge, but the Autograph Journey's 50% transfer bonus is powerful for the right redemptions.
Winner: Chase Sapphire Preferred
Stronger transfer partner network and Chase ecosystem integration
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Common Questions
Which is better: Wells Fargo Autograph Journey Card or Chase Sapphire Preferred?
It depends on your spending habits. The Wells Fargo Autograph Journey Card has a $95 annual fee and earns 1x base rewards. The Chase Sapphire Preferred has a $95 annual fee and earns 1x base rewards. Compare their bonus categories above to see which aligns better with your spending.
What is the annual fee difference between Wells Fargo Autograph Journey Card and Chase Sapphire Preferred?
The Wells Fargo Autograph Journey Card has a $95 annual fee while the Chase Sapphire Preferred has a $95 annual fee. Both cards have the same annual fee, so the decision comes down to rewards structure and perks.
Can I have both the Wells Fargo Autograph Journey Card and Chase Sapphire Preferred?
Yes, since these cards are from different issuers (Wells Fargo and Chase), you can hold both. Many people pair cards from different banks to maximize bonus category coverage across all their spending.