What is Charge Card?
Credit Card Glossary · Updated April 2026
A card that must be paid in full each month — there's no option to carry a balance. Charge cards typically have no preset spending limit. American Express is the most well-known charge card issuer. Unlike credit cards, charge cards don't charge interest (because you can't carry a balance).
Frequently asked questions
What is Charge Card?⌄
A card that must be paid in full each month — there's no option to carry a balance.
What does Charge Card mean on a credit card?⌄
A card that must be paid in full each month — there's no option to carry a balance. Charge cards typically have no preset spending limit. American Express is the most well-known charge card issuer. Unlike credit cards, charge cards don't charge interest (because you can't carry a balance).
Where does Charge Card apply?⌄
Charge Card is a card types concept. It typically appears in the context of specific card types and products.
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