What is Store Credit Card?
Credit Card Glossary · Updated April 2026
A credit card issued by a specific retailer that can typically only be used at that store (closed-loop). Some stores offer co-branded cards on major networks (open-loop) that can be used anywhere. Store cards often have higher APRs but offer store-specific discounts and rewards.
Frequently asked questions
What is Store Credit Card?⌄
A credit card issued by a specific retailer that can typically only be used at that store (closed-loop).
What does Store Credit Card mean on a credit card?⌄
A credit card issued by a specific retailer that can typically only be used at that store (closed-loop). Some stores offer co-branded cards on major networks (open-loop) that can be used anywhere. Store cards often have higher APRs but offer store-specific discounts and rewards.
Where does Store Credit Card apply?⌄
Store Credit Card is a card types concept. It typically appears in the context of specific card types and products.
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