What is Credit Age (Length of Credit History)?
Credit Card Glossary · Updated April 2026
The average age of all your open credit accounts, and the age of your oldest account. Longer credit history is better for your score. This is why closing old credit cards can hurt your score — it reduces your average account age.
Frequently asked questions
What is Credit Age?⌄
The average age of all your open credit accounts, and the age of your oldest account.
What does Credit Age mean on a credit card?⌄
The average age of all your open credit accounts, and the age of your oldest account. Longer credit history is better for your score. This is why closing old credit cards can hurt your score — it reduces your average account age.
What terms are related to Credit Age?⌄
Closely related concepts include Credit Score. Each of these helps clarify different aspects of the same topic.
Where does Credit Age apply?⌄
Credit Age is a credit score concept. It typically appears in the context of credit bureaus, FICO scoring, and credit-building.
More credit score terms
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