Best Credit Cards with No Foreign Transaction Fees

Foreign transaction fees (typically 2.7–3%) quietly inflate every purchase you make abroad or on international websites. On a $3,000 vacation, that's $90 in invisible fees. These cards eliminate that charge completely.

Best No-FTF Cards by Category

• Best travel card: Chase Sapphire Preferred (no FTF + 5x travel + great insurance)
• Best cashback: Capital One SavorOne (no FTF + 3% dining/groceries, no annual fee)
• Best flat-rate: Capital One Venture (no FTF + 2x on everything)
• Best student: Capital One Quicksilver Student (no FTF, 1.5% on everything)
• Best secured: Capital One Quicksilver Secured (no FTF, 1.5% on everything)

Best overall cards with no foreign transaction fees

Key Benefits

Travel (Chase)5x

Dining3x

Online Groceries3x

Everything else1x

$95/yr$750 bonusNo FTF

Chase

Chase Sapphire Preferred

NewNo FTFSign-Up Bonus

Frequent travelers who dine out often

Annual Fee$95

Rewards1x base

Sign-Up Bonus$750 value

4.7(1,842)

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Key Benefits

Dining3%

Entertainment3%

Groceries3%

Everything else1%

No Annual Fee$200 bonusNo FTF

Capital One

Capital One SavorOne

No Annual FeeNo FTFSign-Up Bonus

Dining and entertainment enthusiasts

Annual FeeNo annual fee

Rewards1% base

Sign-Up Bonus$200 value

4.5(1,543)

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Key Benefits

Dining3x

Travel2x

Rent payments1x

Everything else1x

No Annual FeeNo FTF

Wells Fargo

Bilt Mastercard

NewNo Annual FeeNo FTF

Renters wanting to turn monthly rent into travel rewards

Annual FeeNo annual fee

Rewards1x base

4.6(876)

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