American Express Blue Business Plus Review
American Express · Small business owners who want no-fee Membership Rewards
4.5 / 5 (1234 reviews)
Annual Fee
No annual fee
Rewards
2x Membership Rewards on first $50K/yr, 1x after
Regular APR
18.49% – 26.49%
Credit Needed
Good (670-749)
Our Expert Verdict
8/10
Editor's Score
The best no-annual-fee business card for earning Membership Rewards points. Earn 2x on every purchase up to $50,000 per year, then 1x after. Pairs perfectly with the Amex Gold or Platinum for everyday business spending.
Pros
- No annual fee
- 2x on everything up to $50K
- Intro APR offer
- Membership Rewards flexibility
Cons
- 2.7% foreign transaction fee
- 2x cap at $50K/yr
- Modest sign-up bonus
Sign-Up Bonus
15,000 points after spending $3,000 in 3 months
Key Benefits & Perks
No annual fee
2x points on all purchases up to $50K/yr
Intro 0% APR for 12 months
Expanded buying power
Year-end summary for tax prep
Rewards Breakdown
| Category | Rate |
|---|---|
| All Purchases (first $50K/yr) | 2x |
| Everything else | 1x |
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