
Blue Cash Everyday Card from American Express Review
American Express · Everyday household spending — groceries, gas, and online shopping
4.4 / 5 (1876 reviews)
Annual Fee
No annual fee
Rewards
3% U.S. supermarkets, online retail & gas, 1% everything else
Regular APR
19.24% – 29.99%
Credit Needed
Good (670-749)
Our Expert Verdict
8/10
Editor's Score
Amex's no-annual-fee cashback card earns 3% in three powerful everyday categories — supermarkets, online retail, and gas. The online retail 3% is especially valuable as more spending moves online. Disney Bundle credit ($84/year) partially offsets the lack of fee, making this an excellent companion card.
Pros
- No annual fee
- 3% at supermarkets, online retail & gas
- 15-month 0% intro APR
- Disney Bundle credit
- Return protection
Cons
- 2.7% foreign transaction fee
- Grocery cap $6,000/year
- Not accepted everywhere (Amex)
Sign-Up Bonus
$200 after spending $2,000 in 6 months
Key Benefits & Perks
No annual fee
0% intro APR for 15 months
$84 Disney Bundle credit (up to $7/month)
Return protection
Purchase protection
Rewards Breakdown
| Category | Rate |
|---|---|
| U.S. Supermarkets | 3% |
| U.S. Online Retail Purchases | 3% |
| U.S. Gas Stations | 3% |
| Everything else | 1% |
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Everyday household spending — groceries, gas, and online shopping
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