American Express Green Card Review
American Express · Urban commuters who use transit and eat out frequently
4.0 / 5 (765 reviews)
Annual Fee
$150
Rewards
3x travel, transit, restaurants, 1x everything else
Regular APR
21.49% – 29.49%
Credit Needed
Good (670-749)
Our Expert Verdict
7/10
Editor's Score
The Amex Green offers broad 3x earning on travel, transit, and restaurants with Membership Rewards flexibility. The $100 CLEAR and $100 LoungeBuddy credits help offset the $150 fee. A good middle ground between the no-fee Blue Business Plus and the premium Gold/Platinum.
Pros
- 3x on travel/transit/dining
- CLEAR and lounge credits
- Membership Rewards flexibility
- No FTF
Cons
- $150 annual fee
- Credits require specific services
- Overshadowed by Gold card
Sign-Up Bonus
40,000 Membership Rewards points after spending $3,000 in 6 months
Key Benefits & Perks
Up to $100 CLEAR Plus credit
Up to $100 LoungeBuddy credit
No foreign transaction fees
Purchase protection and return protection
Trip delay and baggage insurance
Rewards Breakdown
| Category | Rate |
|---|---|
| Travel | 3x |
| Transit | 3x |
| Restaurants | 3x |
| Everything else | 1x |
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Urban commuters who use transit and eat out frequently
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