BankAmericard Credit Card Review
Bank of America · Consolidating debt while making new purchases
4.2 / 5 (1234 reviews)
Annual Fee
No annual fee
Rewards
No rewards
Regular APR
16.24% – 26.24%
Credit Needed
Good (670-749)
Our Expert Verdict
7/10
Editor's Score
A straightforward balance transfer card with a best-in-class 21-month 0% period covering both balance transfers AND new purchases — rare for a single card. The lower ongoing APR range is also one of the most competitive for when the intro period ends.
Pros
- 21 months 0% on purchases AND balance transfers
- Lower ongoing APR range
- No annual fee
- Lower 3% transfer fee vs. competitors' 5%
Cons
- No rewards program
- 3% foreign transaction fee
- No sign-up bonus
Key Benefits & Perks
No annual fee
21 months 0% APR on both purchases and balance transfers
Lower-than-average ongoing APR
Free FICO score access
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Consolidating debt while making new purchases
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Customer Reviews
4.2
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