Capital One Quicksilver Secured Cash Rewards Review
Capital One · Credit builders wanting flat-rate rewards
4.3 / 5 (2134 reviews)
Annual Fee
No annual fee
Rewards
1.5% cash back on all purchases
Regular APR
30.49%
Credit Needed
Poor (300-579)
Our Expert Verdict
8/10
Editor's Score
Capital One's secured card earns a flat 1.5% on all purchases — the same rate as the regular Quicksilver — making this the most rewarding flat-rate secured card available. No foreign transaction fees means it works well for international use even while you're building credit.
Pros
- 1.5% flat cashback on everything
- No annual fee
- No foreign transaction fees
- Automatic limit reviews
- Path to unsecured Quicksilver
Cons
- $200 minimum deposit
- High APR
- No sign-up bonus
Key Benefits & Perks
No annual fee
1.5% cashback (rare for secured cards)
No foreign transaction fees
Automatic credit line reviews
Refundable $200 minimum deposit
CreditWise credit monitoring
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4.3
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